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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,276,422 | 1,989,614 | 1,542,888 | 1.92 | 18.19 | 3.45 |
| 2016-06-30 | 2,358,741 | 2,072,252 | 1,600,737 | 1.94 | 18.57 | 3.43 |
| 2016-09-30 | 2,361,805 | 2,074,645 | 1,568,216 | 1.94 | 18.67 | 3.42 |
| 2016-12-31 | 2,378,887 | 2,090,121 | 1,571,397 | 1.91 | 18.26 | 3.41 |
| 2017-03-31 | 2,403,330 | 2,108,712 | 1,617,164 | 1.86 | 17.21 | 3.41 |
| 2017-06-30 | 2,410,073 | 2,116,728 | 1,663,040 | 1.95 | 18.12 | 3.48 |
| 2017-09-30 | 2,470,309 | 2,156,449 | 1,642,650 | 2.01 | 18.60 | 3.49 |
| 2017-12-31 | 2,606,689 | 2,289,153 | 1,673,815 | 2.00 | 18.56 | 3.49 |
| 2018-03-31 | 2,617,204 | 2,294,837 | 1,740,526 | 1.98 | 18.38 | 3.43 |
| 2018-06-30 | 2,613,278 | 2,282,149 | 1,782,521 | 2.05 | 19.00 | 3.47 |
| 2018-09-30 | 2,751,152 | 2,407,266 | 1,805,543 | 2.05 | 19.03 | 3.45 |
| 2018-12-31 | 2,817,297 | 2,463,096 | 1,769,829 | 2.02 | 18.76 | 3.45 |
| 2019-03-31 | 2,822,385 | 2,462,387 | 1,758,608 | 1.94 | 17.75 | 3.32 |
| 2019-06-30 | 2,820,216 | 2,460,125 | 1,768,676 | 1.93 | 17.70 | 3.32 |
| 2019-09-30 | 2,959,466 | 2,590,513 | 1,792,067 | 1.92 | 17.70 | 3.27 |
| 2019-12-31 | 3,038,098 | 2,649,362 | 1,878,661 | 1.89 | 17.38 | 3.26 |
| 2020-03-31 | 3,032,613 | 2,574,106 | 1,908,112 | 1.91 | 17.42 | 3.27 |
| 2020-06-30 | 3,437,191 | 2,954,308 | 2,146,852 | 1.90 | 18.07 | 3.16 |
| 2020-09-30 | 3,469,080 | 2,977,135 | 2,112,355 | 1.99 | 19.24 | 3.21 |
| 2020-12-31 | 3,606,113 | 3,153,938 | 2,012,061 | 1.98 | 19.27 | 3.19 |
| 2021-03-31 | 3,667,073 | 3,218,242 | 1,954,813 | 1.83 | 18.35 | 2.91 |
| 2021-06-30 | 3,883,691 | 3,440,546 | 1,958,761 | 1.77 | 18.14 | 2.82 |
| 2021-09-30 | 4,097,668 | 3,605,816 | 2,009,033 | 1.79 | 18.63 | 2.82 |
| 2021-12-31 | 4,275,171 | 3,777,877 | 2,068,515 | 1.72 | 18.09 | 2.79 |
| 2022-03-31 | 4,315,446 | 3,810,251 | 2,039,893 | 1.59 | 17.42 | 2.60 |
| 2022-06-30 | 4,260,151 | 3,704,445 | 2,133,556 | 1.69 | 18.36 | 2.73 |
| 2022-09-30 | 4,305,496 | 3,499,264 | 2,210,887 | 1.77 | 19.17 | 2.80 |
| 2022-12-31 | 4,352,084 | 3,576,360 | 2,237,341 | 1.70 | 18.22 | 2.79 |
| 2023-03-31 | 4,312,484 | 3,484,387 | 2,295,507 | 1.30 | 13.32 | 2.37 |
| 2023-06-30 | 4,328,519 | 3,570,246 | 2,343,344 | 1.07 | 10.95 | 2.12 |
| 2023-09-30 | 4,336,686 | 3,502,085 | 2,410,618 | 0.95 | 9.69 | 1.98 |
| 2023-12-31 | 4,333,346 | 3,543,191 | 2,439,256 | 0.86 | 8.76 | 1.89 |
| 2024-03-31 | 4,444,563 | 3,550,037 | 2,457,030 | 0.57 | 5.75 | 1.61 |
| 2024-06-30 | 4,608,317 | 3,756,134 | 2,474,600 | 0.57 | 5.77 | 1.58 |
| 2024-09-30 | 4,684,210 | 3,858,978 | 2,464,659 | 0.64 | 6.63 | 1.62 |
| 2024-12-31 | 4,515,181 | 3,780,496 | 2,446,755 | 0.73 | 7.40 | 1.71 |
| 2025-03-31 | 4,378,205 | 3,824,639 | 2,390,718 | 1.11 | 10.78 | 2.13 |
| 2025-06-30 | 4,235,197 | 3,678,874 | 2,418,759 | 1.16 | 11.05 | 2.21 |
| 2025-09-30 | 4,388,506 | 3,823,179 | 2,395,851 | 1.24 | 11.76 | 2.30 |
| 2025-12-31 | 4,546,406 | 3,965,967 | 2,533,836 | 1.23 | 11.60 | 2.43 |
| 2026-03-31 | 4,438,460 | 3,852,760 | 2,466,263 | 1.51 | 13.89 | 2.74 |
| 2026-06-30 | 4,260,043 | 3,663,271 | 2,459,988 | 1.57 | 14.11 | 2.88 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-08-16 | 1 | 1496178 | 913753 |
| 2000-05-13 | 1 | 509558 | 913753 |
| 1996-10-01 | 1 | 1956720 | 913753 |
| 1995-03-03 | 1 | 535959 | 913753 |
| 1989-02-24 | 1 | 799368 | 913753 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.