Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-09-30 | 1,021,772 | 743,755 | 721,336 | 1.37 | 15.37 | 3.54 |
| 2023-12-31 | 1,057,287 | 810,770 | 745,150 | 1.37 | 15.17 | 3.50 |
| 2024-03-31 | 1,131,236 | 814,098 | 762,579 | 1.27 | 14.08 | 3.35 |
| 2024-06-30 | 1,186,450 | 838,882 | 782,947 | 1.31 | 14.67 | 3.34 |
| 2024-09-30 | 1,181,033 | 824,035 | 785,265 | 1.24 | 13.78 | 3.27 |
| 2024-12-31 | 1,161,504 | 888,352 | 784,978 | 1.22 | 13.48 | 3.28 |
| 2025-03-31 | 1,160,921 | 916,549 | 788,508 | 1.29 | 13.85 | 3.36 |
| 2025-06-30 | 1,198,863 | 882,787 | 841,568 | 1.37 | 14.63 | 3.40 |
| 2025-09-30 | 1,250,228 | 870,167 | 859,030 | 1.40 | 14.77 | 3.44 |
| 2025-12-31 | 1,263,445 | 917,034 | 865,439 | 1.50 | 15.65 | 3.47 |
| 2026-03-31 | 1,234,983 | 894,826 | 866,079 | 1.49 | 14.44 | 3.64 |
| 2026-06-30 | 1,257,038 | 872,978 | 893,797 | 1.60 | 15.18 | 3.68 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-12-04 | 1 | 180443 | 982348 |
| 2021-07-01 | 1 | 764441 | 982348 |
| 2014-01-01 | 1 | 289449 | 982348 |
| 2001-12-31 | 1 | 61047 | 982348 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.