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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 9,299,025 | 7,299,970 | 5,455,757 | 0.68 | 7.47 | 2.12 |
| 2016-06-30 | 9,167,981 | 7,172,343 | 5,393,527 | 0.66 | 7.21 | 2.15 |
| 2016-09-30 | 9,361,193 | 7,388,157 | 5,739,848 | 0.61 | 6.58 | 2.15 |
| 2016-12-31 | 9,272,413 | 7,339,333 | 5,675,157 | 0.65 | 6.98 | 2.15 |
| 2017-03-31 | 9,314,108 | 7,390,365 | 5,692,576 | 0.70 | 7.36 | 2.21 |
| 2017-06-30 | 9,102,390 | 7,196,206 | 5,670,083 | 0.68 | 7.03 | 2.29 |
| 2017-09-30 | 9,157,799 | 7,293,254 | 5,909,065 | 0.69 | 7.13 | 2.34 |
| 2017-12-31 | 9,321,790 | 7,753,995 | 5,881,077 | 0.54 | 5.59 | 2.38 |
| 2018-03-31 | 9,143,424 | 7,395,148 | 5,928,196 | 1.29 | 13.25 | 2.72 |
| 2018-06-30 | 8,910,247 | 7,181,849 | 5,832,154 | 1.21 | 12.30 | 2.78 |
| 2018-09-30 | 8,970,579 | 7,326,425 | 6,040,791 | 1.15 | 11.61 | 2.81 |
| 2018-12-31 | 9,229,216 | 7,469,282 | 6,119,243 | 1.06 | 10.58 | 2.85 |
| 2019-03-31 | 9,458,533 | 8,023,321 | 6,438,215 | 1.01 | 9.92 | 2.90 |
| 2019-06-30 | 9,908,522 | 8,200,978 | 6,445,342 | 1.04 | 10.11 | 2.82 |
| 2019-09-30 | 9,701,571 | 7,914,537 | 6,717,735 | 1.10 | 10.60 | 2.77 |
| 2019-12-31 | 9,777,011 | 8,173,536 | 6,778,014 | 1.04 | 9.93 | 2.74 |
| 2020-03-31 | 10,998,320 | 8,374,756 | 6,945,118 | 0.86 | 8.38 | 2.45 |
| 2020-06-30 | 10,335,774 | 8,670,329 | 6,638,786 | 0.84 | 7.99 | 2.54 |
| 2020-09-30 | 10,669,451 | 8,783,160 | 6,962,830 | 0.72 | 6.86 | 2.46 |
| 2020-12-31 | 11,010,035 | 9,010,275 | 7,154,555 | 0.55 | 5.21 | 2.43 |
| 2021-03-31 | 11,666,778 | 9,936,971 | 7,353,925 | 0.35 | 3.45 | 2.25 |
| 2021-06-30 | 11,431,016 | 9,821,487 | 7,586,177 | 0.62 | 6.12 | 2.31 |
| 2021-09-30 | 11,724,992 | 10,233,912 | 7,840,464 | 0.73 | 7.27 | 2.33 |
| 2021-12-31 | 12,951,745 | 11,254,353 | 8,421,217 | 0.78 | 8.06 | 2.34 |
| 2022-03-31 | 12,979,545 | 11,310,346 | 8,578,192 | 0.86 | 9.87 | 2.32 |
| 2022-06-30 | 12,604,295 | 10,830,433 | 8,607,656 | 0.90 | 10.33 | 2.48 |
| 2022-09-30 | 12,369,155 | 10,470,643 | 8,454,663 | 0.87 | 9.98 | 2.69 |
| 2022-12-31 | 12,512,286 | 10,487,604 | 8,153,566 | 0.90 | 10.34 | 2.81 |
| 2023-03-31 | 12,829,825 | 10,781,587 | 8,086,027 | 0.93 | 10.46 | 2.96 |
| 2023-06-30 | 12,224,444 | 10,274,837 | 7,982,162 | 0.82 | 9.05 | 2.98 |
| 2023-09-30 | 12,442,993 | 10,326,550 | 8,236,369 | 0.74 | 8.05 | 2.94 |
| 2023-12-31 | 12,219,446 | 10,324,647 | 8,102,070 | 0.51 | 5.52 | 2.91 |
| 2024-03-31 | 12,013,677 | 10,165,017 | 8,140,277 | 0.71 | 7.05 | 2.90 |
| 2024-06-30 | 12,275,707 | 10,124,805 | 8,385,665 | 0.63 | 6.19 | 2.84 |
| 2024-09-30 | 13,219,309 | 10,895,370 | 8,940,664 | 0.64 | 6.36 | 2.79 |
| 2024-12-31 | 13,856,139 | 12,074,083 | 9,237,748 | 0.70 | 7.09 | 2.77 |
| 2025-03-31 | 13,581,365 | 11,758,189 | 9,486,158 | 0.64 | 6.58 | 2.79 |
| 2025-06-30 | 13,637,752 | 11,713,518 | 9,516,193 | 0.57 | 5.78 | 2.80 |
| 2025-09-30 | 14,419,007 | 12,408,576 | 10,093,111 | 0.61 | 6.20 | 2.79 |
| 2025-12-31 | 14,430,208 | 12,510,967 | 9,874,748 | 0.54 | 5.54 | 2.84 |
| 2026-03-31 | 13,986,756 | 11,938,804 | 9,701,948 | 0.74 | 7.28 | 2.88 |
| 2026-06-30 | 14,393,999 | 12,325,409 | 9,879,000 | 0.74 | 7.33 | 2.89 |
8 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2002-01-12 | 50 | 985732 | 320119 |
| 2001-12-07 | 1 | 269432 | 320119 |
| 2000-06-03 | 50 | 815763 | 320119 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.