Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,022,723 | 907,034 | 661,487 | 0.82 | 7.38 | 4.39 |
| 2020-09-30 | 1,076,803 | 960,359 | 654,591 | 0.78 | 7.23 | 4.19 |
| 2020-12-31 | 1,284,031 | 1,164,764 | 621,918 | 0.80 | 7.80 | 3.88 |
| 2021-03-31 | 1,351,093 | 1,235,602 | 615,365 | 0.68 | 8.16 | 2.94 |
| 2021-06-30 | 1,360,387 | 1,237,529 | 625,921 | 0.77 | 9.19 | 2.89 |
| 2021-09-30 | 1,343,638 | 1,221,942 | 624,452 | 0.89 | 10.55 | 2.97 |
| 2021-12-31 | 1,333,132 | 1,201,713 | 614,013 | 0.91 | 10.59 | 2.97 |
| 2022-03-31 | 1,304,558 | 1,196,320 | 631,644 | 0.74 | 8.55 | 2.97 |
| 2022-06-30 | 1,269,909 | 1,176,114 | 644,477 | 0.90 | 11.01 | 3.19 |
| 2022-09-30 | 1,232,436 | 1,154,161 | 654,193 | 0.98 | 12.90 | 3.37 |
| 2022-12-31 | 1,238,214 | 1,144,332 | 666,315 | 1.03 | 13.96 | 3.53 |
| 2023-03-31 | 1,208,812 | 1,101,223 | 658,116 | 0.77 | 10.96 | 3.99 |
| 2023-06-30 | 1,194,512 | 1,069,895 | 659,785 | 0.96 | 13.43 | 4.09 |
| 2023-09-30 | 1,169,968 | 1,053,667 | 663,568 | 1.06 | 14.94 | 4.09 |
| 2023-12-31 | 1,184,491 | 1,028,335 | 674,197 | 0.63 | 8.61 | 4.11 |
| 2024-03-31 | 1,161,233 | 1,004,174 | 688,005 | 1.33 | 15.74 | 4.08 |
| 2024-06-30 | 1,175,005 | 1,014,701 | 711,006 | 1.23 | 14.44 | 4.11 |
| 2024-09-30 | 1,191,013 | 1,019,409 | 720,776 | 1.26 | 14.46 | 4.17 |
| 2024-12-31 | 1,197,708 | 1,032,873 | 717,160 | 1.24 | 14.21 | 4.14 |
| 2025-03-31 | 1,187,540 | 1,070,466 | 723,809 | 1.08 | 12.00 | 4.07 |
| 2025-06-30 | 1,209,944 | 1,046,445 | 757,800 | 1.08 | 11.85 | 4.17 |
| 2025-09-30 | 1,220,779 | 1,061,940 | 762,517 | 1.16 | 12.52 | 4.23 |
| 2025-12-31 | 1,259,331 | 1,124,242 | 762,814 | 1.16 | 12.29 | 4.23 |
| 2026-03-31 | 1,259,278 | 1,123,894 | 762,917 | 1.05 | 10.47 | 4.24 |
| 2026-06-30 | 1,259,065 | 1,120,822 | 771,616 | 1.11 | 10.93 | 4.28 |
25 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-01-01 | 1 | 53239 | 980531 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.