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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,624,654 | 1,342,263 | 958,863 | 1.42 | 17.66 | 3.56 |
| 2016-06-30 | 1,621,594 | 1,373,642 | 961,794 | 1.39 | 17.02 | 3.51 |
| 2016-09-30 | 1,636,027 | 1,409,931 | 992,608 | 1.40 | 17.00 | 3.52 |
| 2016-12-31 | 1,781,914 | 1,512,566 | 1,016,715 | 1.34 | 16.66 | 3.46 |
| 2017-03-31 | 1,836,277 | 1,529,193 | 1,051,474 | 1.42 | 19.09 | 3.49 |
| 2017-06-30 | 1,686,419 | 1,430,484 | 1,093,314 | 1.40 | 18.05 | 3.60 |
| 2017-09-30 | 1,724,735 | 1,463,991 | 1,128,907 | 1.37 | 17.21 | 3.62 |
| 2017-12-31 | 1,726,151 | 1,565,746 | 1,143,904 | 1.32 | 16.39 | 3.65 |
| 2018-03-31 | 1,784,133 | 1,478,193 | 1,195,421 | 1.17 | 14.16 | 3.70 |
| 2018-06-30 | 1,869,809 | 1,559,162 | 1,247,286 | 1.22 | 14.96 | 3.65 |
| 2018-09-30 | 1,882,050 | 1,566,405 | 1,264,233 | 1.26 | 15.55 | 3.64 |
| 2018-12-31 | 1,905,588 | 1,687,019 | 1,304,519 | 1.26 | 15.59 | 3.65 |
| 2019-03-31 | 1,928,757 | 1,757,422 | 1,333,202 | 1.20 | 14.68 | 3.61 |
| 2019-06-30 | 1,887,670 | 1,706,420 | 1,352,082 | 1.19 | 14.22 | 3.67 |
| 2019-09-30 | 1,863,311 | 1,675,074 | 1,348,670 | 1.30 | 15.20 | 3.71 |
| 2019-12-31 | 1,954,112 | 1,740,035 | 1,364,413 | 1.28 | 14.81 | 3.70 |
| 2020-03-31 | 1,940,800 | 1,680,695 | 1,373,096 | 1.22 | 13.85 | 3.58 |
| 2020-06-30 | 2,159,758 | 1,890,982 | 1,469,616 | 1.16 | 13.55 | 3.47 |
| 2020-09-30 | 2,225,912 | 1,950,206 | 1,466,140 | 1.14 | 13.50 | 3.45 |
| 2020-12-31 | 2,298,044 | 2,021,948 | 1,372,254 | 1.15 | 13.78 | 3.40 |
| 2021-03-31 | 2,407,120 | 2,135,113 | 1,364,161 | 1.02 | 12.98 | 2.98 |
| 2021-06-30 | 2,535,269 | 2,246,281 | 1,302,046 | 1.02 | 13.01 | 2.92 |
| 2021-09-30 | 2,669,223 | 2,369,815 | 1,294,971 | 0.99 | 12.69 | 2.87 |
| 2021-12-31 | 2,750,432 | 2,526,160 | 1,373,727 | 0.97 | 12.53 | 2.81 |
| 2022-03-31 | 2,943,946 | 2,751,816 | 1,380,658 | 0.92 | 13.75 | 2.66 |
| 2022-06-30 | 2,790,127 | 2,629,763 | 1,460,560 | 1.08 | 17.61 | 2.84 |
| 2022-09-30 | 2,705,123 | 2,550,307 | 1,533,179 | 1.19 | 20.22 | 3.02 |
| 2022-12-31 | 2,858,671 | 2,654,290 | 1,618,754 | 1.14 | 19.88 | 3.06 |
| 2023-03-31 | 2,805,490 | 2,598,530 | 1,643,223 | 1.04 | 19.30 | 2.94 |
| 2023-06-30 | 2,784,659 | 2,477,320 | 1,667,450 | 0.65 | 12.00 | 2.78 |
| 2023-09-30 | 2,841,032 | 2,517,368 | 1,719,575 | 0.44 | 8.21 | 2.64 |
| 2023-12-31 | 2,896,209 | 2,547,732 | 1,774,622 | 0.33 | 6.07 | 2.57 |
| 2024-03-31 | 2,913,826 | 2,592,473 | 1,788,674 | 0.39 | 6.80 | 2.39 |
| 2024-06-30 | 2,940,439 | 2,610,762 | 1,831,152 | 0.49 | 8.54 | 2.48 |
| 2024-09-30 | 2,947,108 | 2,592,565 | 1,846,464 | 0.54 | 8.96 | 2.55 |
| 2024-12-31 | 2,870,970 | 2,644,530 | 1,873,484 | 0.55 | 8.88 | 2.67 |
| 2025-03-31 | 2,839,195 | 2,585,075 | 1,876,736 | 0.92 | 12.96 | 3.13 |
| 2025-06-30 | 2,802,550 | 2,563,397 | 1,867,354 | 0.91 | 12.63 | 3.28 |
| 2025-09-30 | 2,790,846 | 2,531,948 | 1,895,118 | 1.03 | 13.90 | 3.37 |
| 2025-12-31 | 2,993,110 | 2,723,590 | 1,887,948 | 0.99 | 13.14 | 3.40 |
| 2026-03-31 | 2,794,851 | 2,530,809 | 1,899,942 | 1.06 | 12.77 | 3.57 |
| 2026-06-30 | 2,875,424 | 2,600,565 | 1,950,713 | 1.09 | 13.07 | 3.67 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1993-01-01 | 1 | 217152 | 45560 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.