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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,260,531 | 3,494,490 | 3,307,222 | 0.58 | 4.72 | 3.43 |
| 2016-06-30 | 4,371,824 | 3,578,745 | 3,415,122 | 0.60 | 4.85 | 3.40 |
| 2016-09-30 | 4,542,254 | 3,745,268 | 3,487,331 | 0.67 | 5.47 | 3.38 |
| 2016-12-31 | 4,453,590 | 3,713,192 | 3,502,450 | 0.69 | 5.63 | 3.41 |
| 2017-03-31 | 4,411,796 | 3,636,253 | 3,479,332 | 0.73 | 5.90 | 3.46 |
| 2017-06-30 | 4,525,044 | 3,622,735 | 3,579,730 | 0.76 | 6.14 | 3.48 |
| 2017-09-30 | 4,708,937 | 3,758,478 | 3,643,411 | 0.78 | 6.28 | 3.51 |
| 2017-12-31 | 4,720,468 | 3,948,057 | 3,732,426 | 0.80 | 6.45 | 3.55 |
| 2018-03-31 | 4,715,864 | 3,940,722 | 3,743,178 | 1.25 | 9.98 | 3.68 |
| 2018-06-30 | 4,799,621 | 3,939,465 | 3,769,393 | 1.14 | 9.11 | 3.73 |
| 2018-09-30 | 4,950,385 | 4,039,385 | 3,898,432 | 1.15 | 9.24 | 3.78 |
| 2018-12-31 | 4,983,953 | 4,253,067 | 3,946,115 | 1.17 | 9.40 | 3.82 |
| 2019-03-31 | 4,964,914 | 4,232,798 | 3,971,056 | 1.14 | 8.92 | 3.83 |
| 2019-06-30 | 5,082,189 | 4,335,817 | 4,042,992 | 1.20 | 9.38 | 3.83 |
| 2019-09-30 | 5,256,592 | 4,516,132 | 4,109,044 | 1.20 | 9.39 | 3.85 |
| 2019-12-31 | 5,209,882 | 4,396,058 | 4,128,112 | 1.15 | 8.97 | 3.80 |
| 2020-03-31 | 5,516,368 | 4,754,763 | 4,212,958 | 0.87 | 6.89 | 3.48 |
| 2020-06-30 | 6,209,079 | 5,340,754 | 4,707,179 | 1.19 | 9.84 | 3.30 |
| 2020-09-30 | 6,078,123 | 5,252,701 | 4,729,182 | 1.12 | 9.34 | 3.24 |
| 2020-12-31 | 5,967,069 | 5,111,606 | 4,392,047 | 1.53 | 12.66 | 3.29 |
| 2021-03-31 | 6,035,720 | 5,100,286 | 4,323,716 | 1.68 | 13.35 | 3.03 |
| 2021-06-30 | 5,734,698 | 4,894,824 | 4,148,106 | 1.37 | 10.77 | 3.04 |
| 2021-09-30 | 5,932,632 | 5,066,499 | 4,060,048 | 1.22 | 9.56 | 3.02 |
| 2021-12-31 | 6,049,532 | 5,184,581 | 4,097,282 | 1.18 | 9.17 | 2.95 |
| 2022-03-31 | 6,103,284 | 5,223,730 | 4,005,740 | 1.00 | 7.82 | 2.66 |
| 2022-06-30 | 6,115,157 | 5,232,237 | 4,101,765 | 1.02 | 7.99 | 2.86 |
| 2022-09-30 | 6,102,482 | 5,178,565 | 4,279,096 | 1.02 | 8.01 | 3.08 |
| 2022-12-31 | 6,057,275 | 5,044,657 | 4,383,580 | 0.94 | 7.40 | 3.27 |
| 2023-03-31 | 6,194,812 | 4,998,490 | 4,481,164 | 0.91 | 7.04 | 3.69 |
| 2023-06-30 | 6,308,898 | 5,020,382 | 4,683,138 | 0.91 | 7.15 | 3.64 |
| 2023-09-30 | 6,372,370 | 5,071,276 | 4,705,078 | 0.80 | 6.43 | 3.58 |
| 2023-12-31 | 6,274,391 | 5,071,491 | 4,620,111 | 0.87 | 6.90 | 3.55 |
| 2024-03-31 | 6,321,746 | 5,102,708 | 4,685,784 | 0.95 | 7.40 | 3.40 |
| 2024-06-30 | 6,438,162 | 5,120,337 | 4,790,422 | 1.01 | 7.98 | 3.42 |
| 2024-09-30 | 6,608,669 | 5,153,691 | 4,908,224 | 0.94 | 7.53 | 3.43 |
| 2024-12-31 | 6,744,404 | 5,374,888 | 4,971,559 | 0.90 | 7.20 | 3.43 |
| 2025-03-31 | 6,848,587 | 5,311,049 | 5,095,094 | 1.05 | 8.59 | 3.41 |
| 2025-06-30 | 7,045,570 | 5,482,948 | 5,273,050 | 0.91 | 7.55 | 3.45 |
| 2025-09-30 | 7,069,263 | 5,783,956 | 5,338,580 | 1.02 | 8.54 | 3.50 |
| 2025-12-31 | 7,187,696 | 5,993,592 | 5,198,326 | 1.07 | 8.96 | 3.52 |
| 2026-03-31 | 7,008,117 | 5,836,686 | 5,210,224 | 1.24 | 10.06 | 3.48 |
| 2026-06-30 | 7,068,332 | 5,628,114 | 5,301,870 | 1.30 | 10.61 | 3.54 |
32 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-06-19 | 1 | 436467 | 58243 |
| 2006-01-02 | 1 | 2772879 | 58243 |
| 2003-07-01 | 1 | 1945902 | 58243 |
| 2002-10-01 | 1 | 2127826 | 58243 |
| 2002-03-18 | 1 | 580258 | 58243 |
| 1998-10-24 | 1 | 471048 | 58243 |
| 1998-05-30 | 1 | 725143 | 58243 |
| 1990-11-17 | 1 | 782249 | 58243 |
| 1990-07-16 | 1 | 719843 | 58243 |
| 1990-01-01 | 1 | 1092534 | 58243 |
| 1984-12-31 | 1 | 943741 | 58243 |
| 1984-12-31 | 1 | 216043 | 58243 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.