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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-12-31 | 1,635,304 | 1,151,690 | 1,059,493 | 0.33 | 3.70 | 2.33 |
| 2024-03-31 | 1,568,881 | 1,214,472 | 1,072,010 | 1.05 | 11.34 | 3.30 |
| 2024-06-30 | 1,587,912 | 1,266,624 | 1,092,057 | 1.12 | 11.96 | 3.37 |
| 2024-09-30 | 1,602,734 | 1,291,424 | 1,105,421 | 1.16 | 12.13 | 3.42 |
| 2024-12-31 | 1,592,800 | 1,293,267 | 1,117,770 | 1.20 | 12.39 | 3.49 |
| 2025-03-31 | 1,599,499 | 1,339,421 | 1,135,981 | 1.11 | 10.79 | 3.82 |
| 2025-06-30 | 1,613,330 | 1,361,810 | 1,149,624 | 1.28 | 12.29 | 3.94 |
| 2025-09-30 | 1,651,984 | 1,397,509 | 1,160,829 | 1.41 | 13.32 | 4.02 |
| 2025-12-31 | 1,670,173 | 1,413,365 | 1,168,469 | 1.50 | 14.02 | 4.09 |
| 2026-03-31 | 1,714,230 | 1,457,729 | 1,172,517 | 1.68 | 15.13 | 4.23 |
| 2026-06-30 | 1,669,098 | 1,434,152 | 1,197,277 | 1.69 | 15.00 | 4.30 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-11-11 | 1 | 141211 | 881012 |
| 2008-07-18 | 1 | 341918 | 881012 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.