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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,015,718,000 | 1,391,743,000 | 745,111,000 | 0.85 | 8.54 | 2.07 |
| 2016-06-30 | 2,051,004,000 | 1,407,716,000 | 767,094,000 | 0.90 | 9.09 | 2.08 |
| 2016-09-30 | 2,118,497,000 | 1,485,968,000 | 781,141,000 | 0.91 | 9.22 | 2.06 |
| 2016-12-31 | 2,082,803,000 | 1,480,238,000 | 782,594,000 | 0.95 | 9.67 | 2.07 |
| 2017-03-31 | 2,138,002,000 | 1,519,501,000 | 789,948,000 | 0.94 | 9.66 | 2.11 |
| 2017-06-30 | 2,152,006,000 | 1,539,823,000 | 800,078,000 | 0.97 | 9.90 | 2.12 |
| 2017-09-30 | 2,153,028,000 | 1,540,175,000 | 804,646,000 | 0.99 | 10.07 | 2.15 |
| 2017-12-31 | 2,140,778,000 | 1,534,907,000 | 817,764,000 | 0.89 | 9.04 | 2.17 |
| 2018-03-31 | 2,198,296,000 | 1,559,153,000 | 831,203,000 | 1.23 | 12.51 | 2.29 |
| 2018-06-30 | 2,167,700,000 | 1,526,755,000 | 844,569,000 | 1.25 | 12.68 | 2.33 |
| 2018-09-30 | 2,194,835,000 | 1,540,078,000 | 850,299,000 | 1.24 | 12.55 | 2.36 |
| 2018-12-31 | 2,218,960,000 | 1,558,027,000 | 874,492,000 | 1.18 | 12.05 | 2.38 |
| 2019-03-31 | 2,292,334,000 | 1,579,612,000 | 850,917,000 | 1.29 | 13.49 | 2.45 |
| 2019-06-30 | 2,354,812,000 | 1,606,043,000 | 945,046,000 | 1.35 | 12.69 | 2.85 |
| 2019-09-30 | 2,367,127,000 | 1,620,225,000 | 935,666,000 | 1.34 | 12.65 | 2.84 |
| 2019-12-31 | 2,338,048,000 | 1,651,125,000 | 950,032,000 | 1.32 | 12.51 | 2.83 |
| 2020-03-31 | 2,692,415,000 | 1,905,831,000 | 995,875,000 | 0.27 | 2.77 | 2.65 |
| 2020-06-30 | 2,822,025,000 | 2,051,701,000 | 947,100,000 | 0.28 | 2.97 | 2.46 |
| 2020-09-30 | 2,870,383,000 | 2,106,885,000 | 964,198,000 | 0.58 | 6.21 | 2.32 |
| 2020-12-31 | 3,025,285,000 | 2,253,482,000 | 995,415,000 | 0.76 | 8.26 | 2.24 |
| 2021-03-31 | 3,207,521,000 | 2,374,301,000 | 1,004,126,000 | 1.41 | 16.10 | 1.83 |
| 2021-06-30 | 3,190,100,000 | 2,403,009,000 | 1,030,222,000 | 1.30 | 14.66 | 1.81 |
| 2021-09-30 | 3,290,398,000 | 2,499,413,000 | 1,033,034,000 | 1.25 | 14.06 | 1.80 |
| 2021-12-31 | 3,306,982,000 | 2,549,631,000 | 1,068,728,000 | 1.19 | 13.26 | 1.81 |
| 2022-03-31 | 3,476,711,000 | 2,635,021,000 | 1,064,330,000 | 0.75 | 8.48 | 1.81 |
| 2022-06-30 | 3,380,824,000 | 2,548,727,000 | 1,092,851,000 | 0.84 | 9.54 | 1.92 |
| 2022-09-30 | 3,308,575,000 | 2,502,364,000 | 1,098,891,000 | 0.93 | 10.52 | 2.11 |
| 2022-12-31 | 3,201,942,000 | 2,440,722,000 | 1,124,240,000 | 1.03 | 11.45 | 2.32 |
| 2023-03-31 | 3,267,963,000 | 2,472,913,000 | 1,118,613,000 | 1.45 | 15.30 | 3.04 |
| 2023-06-30 | 3,382,195,000 | 2,505,650,000 | 1,286,433,000 | 1.57 | 16.62 | 3.07 |
| 2023-09-30 | 3,385,581,000 | 2,459,921,000 | 1,297,087,000 | 1.57 | 16.65 | 3.11 |
| 2023-12-31 | 3,395,126,000 | 2,498,231,000 | 1,308,719,000 | 1.43 | 15.37 | 3.15 |
| 2024-03-31 | 3,503,360,000 | 2,525,885,000 | 1,296,893,000 | 1.36 | 15.51 | 3.05 |
| 2024-06-30 | 3,510,536,000 | 2,488,231,000 | 1,311,045,000 | 1.64 | 18.55 | 3.02 |
| 2024-09-30 | 3,584,105,000 | 2,532,004,000 | 1,329,167,000 | 1.53 | 17.28 | 3.02 |
| 2024-12-31 | 3,459,261,000 | 2,516,998,000 | 1,335,559,000 | 1.50 | 16.95 | 3.04 |
| 2025-03-31 | 3,643,099,000 | 2,601,221,000 | 1,342,795,000 | 1.43 | 16.15 | 3.01 |
| 2025-06-30 | 3,788,551,000 | 2,669,161,000 | 1,402,682,000 | 1.42 | 16.26 | 2.94 |
| 2025-09-30 | 3,813,431,000 | 2,649,438,000 | 1,433,072,000 | 1.39 | 15.88 | 2.94 |
| 2025-12-31 | 3,752,662,000 | 2,697,842,000 | 1,471,951,000 | 1.34 | 15.32 | 2.96 |
| 2026-03-31 | 4,016,571,000 | 2,787,994,000 | 1,493,977,000 | 1.44 | 16.64 | 2.92 |
| 2026-06-30 | 4,091,315,000 | 2,820,284,000 | 1,535,635,000 | 1.59 | 18.55 | 2.88 |
5,389 current branch locations across 49 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-02-02 | 1 | 3981276 | 852218 |
| 2024-11-02 | 1 | 2592312 | 852218 |
| 2023-05-01 | 50 | 4114567 | 852218 |
| 2021-12-31 | 1 | 3179318 | 852218 |
| 2019-10-20 | 1 | 3118474 | 852218 |
| 2019-05-19 | 1 | 489913 | 852218 |
| 2019-05-19 | 1 | 1451364 | 852218 |
| 2019-05-19 | 1 | 4515472 | 852218 |
| 2015-09-01 | 1 | 3812165 | 852218 |
| 2011-10-14 | 1 | 931319 | 852218 |
| 2011-10-01 | 1 | 1042137 | 852218 |
| 2011-10-01 | 1 | 1390137 | 852218 |
| 2011-06-01 | 1 | 1068342 | 852218 |
| 2011-05-01 | 1 | 3329999 | 852218 |
| 2011-05-01 | 1 | 3330025 | 852218 |
| 2010-01-01 | 1 | 1091041 | 852218 |
| 2009-11-19 | 1 | 3755150 | 852218 |
| 2009-05-26 | 1 | 3755105 | 852218 |
| 2008-09-26 | 50 | 1222108 | 852218 |
| 2008-09-26 | 1 | 2187071 | 852218 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.