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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,484,255 | 3,007,153 | 2,697,059 | 0.37 | 2.07 | 2.41 |
| 2016-06-30 | 4,497,596 | 3,016,649 | 2,653,074 | 0.40 | 2.26 | 2.42 |
| 2016-09-30 | 4,520,179 | 3,017,751 | 2,825,091 | 0.40 | 2.28 | 2.39 |
| 2016-12-31 | 4,568,542 | 2,996,203 | 2,954,557 | 0.42 | 2.38 | 2.42 |
| 2017-03-31 | 4,778,758 | 3,071,923 | 3,095,758 | 0.34 | 1.94 | 2.42 |
| 2017-06-30 | 4,799,956 | 3,105,196 | 3,220,667 | 0.35 | 2.01 | 2.44 |
| 2017-09-30 | 4,789,344 | 3,086,338 | 3,234,691 | 0.38 | 2.16 | 2.46 |
| 2017-12-31 | 4,824,309 | 3,123,565 | 3,264,940 | 0.31 | 1.76 | 2.47 |
| 2018-03-31 | 4,913,483 | 3,144,504 | 3,323,498 | 0.44 | 2.47 | 2.50 |
| 2018-06-30 | 6,562,990 | 4,115,895 | 4,471,346 | 0.48 | 2.68 | 2.80 |
| 2018-09-30 | 6,639,958 | 4,059,930 | 4,629,279 | 0.57 | 3.27 | 2.81 |
| 2018-12-31 | 6,684,943 | 4,213,130 | 4,720,867 | 0.59 | 3.42 | 2.79 |
| 2019-03-31 | 6,640,365 | 4,285,848 | 4,627,696 | 0.69 | 4.40 | 2.64 |
| 2019-06-30 | 6,615,786 | 4,266,813 | 4,657,921 | 0.61 | 3.97 | 2.58 |
| 2019-09-30 | 6,621,291 | 4,286,998 | 4,582,801 | 0.63 | 4.17 | 2.55 |
| 2019-12-31 | 6,589,030 | 4,257,977 | 4,467,712 | 0.64 | 4.20 | 2.52 |
| 2020-03-31 | 6,751,704 | 4,305,401 | 4,536,566 | 0.55 | 3.75 | 2.54 |
| 2020-06-30 | 6,735,369 | 4,482,843 | 4,481,859 | 0.69 | 4.65 | 2.65 |
| 2020-09-30 | 7,286,566 | 5,086,907 | 4,910,060 | 0.67 | 4.59 | 2.69 |
| 2020-12-31 | 7,316,961 | 5,360,312 | 4,777,849 | 0.74 | 5.12 | 2.72 |
| 2021-03-31 | 7,339,060 | 5,436,085 | 4,739,649 | 0.89 | 6.62 | 2.91 |
| 2021-06-30 | 7,264,701 | 5,563,931 | 4,809,721 | 0.97 | 7.31 | 2.94 |
| 2021-09-30 | 7,167,141 | 5,544,671 | 4,750,438 | 1.01 | 7.86 | 2.97 |
| 2021-12-31 | 7,183,862 | 5,594,794 | 4,790,737 | 1.02 | 8.07 | 2.97 |
| 2022-03-31 | 7,386,466 | 5,647,708 | 4,962,163 | 0.98 | 8.63 | 2.90 |
| 2022-06-30 | 7,716,309 | 5,956,007 | 5,399,661 | 0.80 | 7.27 | 2.93 |
| 2022-09-30 | 7,885,054 | 6,192,802 | 5,621,693 | 0.82 | 7.66 | 2.88 |
| 2022-12-31 | 8,283,971 | 6,051,779 | 5,948,196 | 0.63 | 6.05 | 2.76 |
| 2023-03-31 | 8,343,244 | 5,872,714 | 5,922,604 | 0.50 | 5.30 | 2.25 |
| 2023-06-30 | 8,057,991 | 5,690,581 | 5,790,278 | 0.55 | 5.72 | 2.22 |
| 2023-09-30 | 7,967,270 | 5,487,099 | 5,693,111 | 0.53 | 5.49 | 2.20 |
| 2023-12-31 | 7,889,500 | 5,367,386 | 5,714,792 | 0.23 | 2.35 | 2.15 |
| 2024-03-31 | 7,832,800 | 5,250,179 | 5,717,523 | 0.38 | 3.76 | 1.93 |
| 2024-06-30 | 7,673,522 | 5,197,442 | 5,693,884 | -2.12 | -21.79 | 1.91 |
| 2024-09-30 | 7,761,646 | 5,502,309 | 5,748,189 | -1.31 | -13.68 | 1.88 |
| 2024-12-31 | 7,719,887 | 5,700,603 | 5,752,996 | -0.90 | -9.48 | 1.87 |
| 2025-03-31 | 7,720,773 | 5,737,943 | 5,807,907 | 0.35 | 3.88 | 1.92 |
| 2025-06-30 | 7,727,514 | 5,703,348 | 5,772,677 | 0.35 | 3.90 | 1.97 |
| 2025-09-30 | 7,633,562 | 5,655,081 | 5,729,009 | 0.40 | 4.42 | 2.03 |
| 2025-12-31 | 7,605,829 | 5,736,456 | 5,717,221 | 0.43 | 4.66 | 2.07 |
| 2026-03-31 | 7,591,561 | 5,755,923 | 5,746,641 | 0.54 | 5.74 | 2.25 |
| 2026-06-30 | 7,665,322 | 5,736,700 | 5,835,851 | 0.46 | 4.90 | 2.28 |
40 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-06-25 | 1 | 4327321 | 633378 |
| 2020-07-11 | 1 | 793571 | 633378 |
| 2018-04-02 | 1 | 554473 | 633378 |
| 2014-06-30 | 1 | 82079 | 633378 |
| 2010-12-01 | 1 | 2718297 | 633378 |
| 2003-07-01 | 1 | 800077 | 633378 |
| 2002-10-19 | 1 | 245678 | 633378 |
| 1999-04-01 | 1 | 2451521 | 633378 |
| 1999-04-01 | 1 | 239677 | 633378 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.