Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 96,389,617 | 76,245,616 | 62,010,935 | 0.88 | 8.35 | 2.90 |
| 2016-06-30 | 99,137,730 | 78,240,962 | 63,349,110 | 0.92 | 8.69 | 2.84 |
| 2016-09-30 | 101,264,880 | 80,019,959 | 64,432,013 | 0.85 | 8.18 | 2.81 |
| 2016-12-31 | 134,362,217 | 107,452,468 | 87,820,676 | 0.65 | 6.03 | 2.45 |
| 2017-03-31 | 132,288,338 | 106,579,089 | 88,126,621 | 1.01 | 9.18 | 3.12 |
| 2017-06-30 | 133,555,222 | 105,344,541 | 88,810,831 | 1.16 | 10.43 | 3.22 |
| 2017-09-30 | 134,818,926 | 105,743,778 | 88,335,691 | 1.15 | 10.30 | 3.21 |
| 2017-12-31 | 135,758,439 | 107,635,798 | 87,950,271 | 1.06 | 9.48 | 3.20 |
| 2018-03-31 | 135,188,435 | 107,078,350 | 90,030,658 | 1.36 | 12.18 | 3.18 |
| 2018-06-30 | 135,862,871 | 107,703,642 | 89,881,700 | 1.49 | 13.36 | 3.24 |
| 2018-09-30 | 136,905,256 | 109,050,224 | 91,062,698 | 1.48 | 13.32 | 3.27 |
| 2018-12-31 | 137,976,503 | 110,823,578 | 90,940,461 | 1.50 | 13.45 | 3.29 |
| 2019-03-31 | 139,877,995 | 111,748,485 | 91,188,238 | 1.34 | 11.84 | 3.25 |
| 2019-06-30 | 143,051,307 | 113,916,012 | 93,783,220 | 1.32 | 11.63 | 3.23 |
| 2019-09-30 | 145,183,614 | 116,132,459 | 94,369,176 | 1.29 | 11.25 | 3.19 |
| 2019-12-31 | 143,390,269 | 115,815,193 | 95,935,337 | 1.34 | 11.62 | 3.18 |
| 2020-03-31 | 154,993,507 | 120,138,756 | 104,759,559 | 0.58 | 5.00 | 3.02 |
| 2020-06-30 | 169,805,374 | 140,218,185 | 107,195,489 | 0.57 | 5.15 | 2.93 |
| 2020-09-30 | 168,973,649 | 140,689,378 | 103,776,070 | 0.73 | 6.75 | 2.86 |
| 2020-12-31 | 168,974,607 | 139,219,587 | 101,815,696 | 0.88 | 8.18 | 2.85 |
| 2021-03-31 | 174,008,043 | 145,002,464 | 102,427,585 | 1.47 | 14.43 | 2.63 |
| 2021-06-30 | 178,935,686 | 148,933,767 | 101,655,759 | 1.54 | 15.35 | 2.60 |
| 2021-09-30 | 184,659,457 | 154,789,595 | 99,904,204 | 1.50 | 15.22 | 2.56 |
| 2021-12-31 | 183,977,708 | 155,074,869 | 104,062,119 | 1.46 | 14.98 | 2.55 |
| 2022-03-31 | 179,082,279 | 151,010,873 | 107,169,524 | 1.11 | 12.54 | 2.50 |
| 2022-06-30 | 184,673,175 | 149,408,461 | 113,071,013 | 1.17 | 13.93 | 2.60 |
| 2022-09-30 | 187,716,691 | 148,482,552 | 116,539,662 | 1.21 | 15.11 | 2.71 |
| 2022-12-31 | 187,590,465 | 145,991,717 | 119,433,458 | 1.15 | 14.82 | 2.79 |
| 2023-03-31 | 195,190,692 | 147,388,149 | 120,189,050 | 0.84 | 11.80 | 2.67 |
| 2023-06-30 | 192,782,979 | 148,184,221 | 119,025,084 | 0.79 | 11.06 | 2.52 |
| 2023-09-30 | 185,571,273 | 147,248,425 | 115,127,589 | 0.79 | 11.11 | 2.46 |
| 2023-12-31 | 185,890,386 | 148,528,430 | 111,902,711 | 0.68 | 9.36 | 2.43 |
| 2024-03-31 | 185,233,258 | 147,730,659 | 108,870,633 | 0.60 | 7.53 | 2.25 |
| 2024-06-30 | 184,963,242 | 149,273,809 | 106,324,464 | 0.67 | 8.42 | 2.28 |
| 2024-09-30 | 187,220,513 | 154,887,176 | 105,168,681 | 0.23 | 2.79 | 2.34 |
| 2024-12-31 | 184,461,420 | 154,986,169 | 103,892,889 | 0.07 | 0.85 | 2.43 |
| 2025-03-31 | 185,776,316 | 155,773,280 | 104,420,382 | 1.05 | 11.22 | 2.80 |
| 2025-06-30 | 182,591,692 | 151,999,252 | 105,690,728 | 1.08 | 11.21 | 2.87 |
| 2025-09-30 | 184,694,965 | 156,170,160 | 105,659,467 | 1.14 | 11.68 | 2.92 |
| 2025-12-31 | 181,707,510 | 153,659,819 | 106,385,212 | 1.17 | 11.87 | 2.97 |
| 2026-03-31 | 185,983,433 | 153,305,440 | 108,800,202 | 1.27 | 12.27 | 3.10 |
| 2026-06-30 | 188,555,486 | 158,480,379 | 110,354,992 | 1.28 | 12.54 | 3.11 |
951 current branch locations across 16 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-05-08 | 1 | 5757103 | 280110 |
| 2022-12-19 | 1 | 5688494 | 280110 |
| 2019-11-02 | 1 | 5162284 | 280110 |
| 2018-01-13 | 1 | 5143797 | 280110 |
| 2018-01-13 | 1 | 5143836 | 280110 |
| 2017-08-01 | 1 | 4266167 | 280110 |
| 2016-10-08 | 1 | 517900 | 280110 |
| 2014-10-01 | 1 | 390167 | 280110 |
| 2013-10-01 | 1 | 2288147 | 280110 |
| 2010-01-01 | 1 | 3217966 | 280110 |
| 2008-01-18 | 1 | 644600 | 280110 |
| 2008-01-01 | 1 | 3645831 | 280110 |
| 2005-08-01 | 1 | 3040360 | 280110 |
| 2004-11-12 | 1 | 453071 | 280110 |
| 2004-10-01 | 1 | 2332602 | 280110 |
| 2003-01-17 | 1 | 40051 | 280110 |
| 2002-03-25 | 1 | 1068098 | 280110 |
| 2000-12-29 | 1 | 437101 | 280110 |
| 2000-12-29 | 1 | 144801 | 280110 |
| 2000-12-29 | 1 | 2263087 | 280110 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.