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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,004,069 | 868,002 | 656,965 | 1.56 | 15.38 | 3.18 |
| 2021-06-30 | 1,055,968 | 918,993 | 625,527 | 1.31 | 13.24 | 2.99 |
| 2021-09-30 | 1,068,225 | 936,888 | 622,798 | 1.26 | 12.94 | 2.91 |
| 2021-12-31 | 1,174,994 | 1,045,750 | 594,308 | 1.19 | 12.55 | 2.81 |
| 2022-03-31 | 1,129,528 | 1,028,688 | 614,947 | 1.53 | 20.47 | 2.52 |
| 2022-06-30 | 1,112,898 | 1,032,963 | 597,923 | 1.36 | 20.13 | 2.67 |
| 2022-09-30 | 1,047,043 | 972,389 | 608,187 | 1.44 | 23.64 | 2.87 |
| 2022-12-31 | 1,035,891 | 956,015 | 613,730 | 1.15 | 19.41 | 3.02 |
| 2023-03-31 | 1,027,417 | 935,284 | 596,721 | 1.36 | 23.48 | 3.32 |
| 2024-03-31 | 1,002,948 | 905,042 | 677,021 | 0.93 | 14.51 | 3.15 |
| 2024-09-30 | 1,018,964 | 832,420 | 716,112 | 1.08 | 16.14 | 3.19 |
| 2025-03-31 | 1,004,739 | 907,499 | 719,743 | 0.90 | 12.52 | 3.21 |
| 2025-09-30 | 1,018,960 | 917,354 | 704,942 | 0.88 | 11.56 | 3.23 |
| 2025-12-31 | 1,038,067 | 932,524 | 760,751 | 0.98 | 12.55 | 3.27 |
| 2026-03-31 | 1,059,092 | 953,247 | 738,067 | 0.83 | 9.91 | 3.39 |
| 2026-06-30 | 1,002,607 | 890,223 | 690,204 | 1.66 | 19.21 | 3.41 |
6 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1990-01-01 | 1 | 112350 | 67151 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.