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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Drayton, ND · FDIC certificate #8386
KODABANK is an FDIC-insured institution based in Drayton, ND (FDIC certificate #8386). In its Q3 2026 Call Report it reported total assets of $546M, total deposits of $469M and net loans of $441M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for KODABANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $469M |
|---|---|
| Net loans and leases | $441M |
Plain-language readout
KODABANK in Drayton, ND funds its loans with $469M of deposits and holds $441M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for KODABANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 94.05% in Q3 2026, against 86.53% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $441M | $469M | 94.05% |
| Q2 2026 | $426M | $483M | 88.22% |
| Q1 2026 | $426M | $493M | 86.53% |