Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

KS STATEBANK

FDIC #19899 · KS · period 20260630

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Total assets1,534,359-6.68% YoY

Total deposits1,309,722-6.93% YoY

Net loans and leases1,184,438-7.46% YoY

Return on assets2.19%+36.68% YoY

Return on equity25.10%+39.76% YoY

Net interest margin3.23%+5.36% YoY

Peer position

Return on assets86thstrength · n=902

Return on equity75thstrength · n=894

Net interest margin30thopportunity · n=902

Equity to assets85thstrength · n=894

Noncurrent loans6thopportunity · n=887

Liquid assets51stin line · n=895

Brokered deposits34thin line · n=890

Loans to deposits31stin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,534,359	1,309,722	1,184,438	2.19	25.10	3.23
2016-06-30	1,577,343	1,346,778	1,215,792	2.13	24.30	3.20
2016-09-30	1,600,816	1,360,172	1,264,778	2.20	24.89	3.19
2016-12-31	1,688,730	1,453,115	1,284,213	2.04	23.18	3.16
2017-03-31	1,644,234	1,407,273	1,279,982	1.60	17.96	3.07
2017-06-30	1,687,761	1,398,016	1,322,166	1.70	18.79	3.13
2017-09-30	1,725,914	1,461,363	1,348,588	1.65	18.21	3.15
2017-12-31	1,787,790	1,540,172	1,374,086	1.61	17.72	3.15
2018-03-31	1,793,931	1,534,063	1,410,233	1.40	15.31	3.07
2018-06-30	1,863,552	1,539,290	1,467,181	1.47	16.18	3.09
2018-09-30	1,910,162	1,632,716	1,504,061	1.53	16.85	3.11
2018-12-31	2,029,298	1,739,267	1,525,054	1.52	16.80	3.07
2019-03-31	1,989,438	1,693,406	1,572,889	1.35	14.87	2.88
2019-06-30	2,018,723	1,716,459	1,637,696	1.46	15.83	2.93
2019-09-30	2,097,711	1,792,841	1,689,925	1.59	17.22	2.97
2019-12-31	2,142,154	1,833,608	1,652,781	1.62	17.37	2.96
2020-03-31	2,194,615	1,878,942	1,713,045	0.62	6.64	2.90
2020-06-30	2,294,933	1,964,498	1,741,690	1.80	19.12	2.96
2020-09-30	2,235,091	1,872,162	1,792,072	2.36	24.42	3.03
2020-12-31	2,322,706	1,968,374	1,801,144	2.62	26.61	3.09
2021-03-31	2,318,150	1,964,668	1,802,474	2.60	24.55	3.19
2021-06-30	2,389,806	2,026,848	1,769,640	2.30	21.65	3.18
2021-09-30	2,306,103	1,937,298	1,778,637	2.27	21.04	3.22
2021-12-31	2,380,483	2,006,574	1,740,381	2.35	21.55	3.18
2022-03-31	2,250,361	1,883,764	1,787,995	2.03	17.88	3.30
2022-06-30	2,338,483	1,998,552	1,807,097	2.01	17.79	3.33
2022-09-30	2,252,982	1,872,412	1,834,809	2.07	18.17	3.42
2022-12-31	2,460,850	2,106,265	1,881,293	2.06	18.09	3.33
2023-03-31	2,437,059	2,076,150	1,915,360	1.31	11.43	2.80
2023-06-30	2,447,042	2,054,465	1,932,617	1.27	11.07	2.71
2023-09-30	2,429,478	2,042,523	1,909,233	1.25	10.83	2.68
2023-12-31	2,482,103	2,089,675	1,926,704	1.36	11.67	2.66
2024-03-31	2,408,013	2,010,150	1,907,892	1.09	8.83	2.56
2024-06-30	2,424,054	2,006,620	1,927,405	1.11	8.95	2.61
2024-09-30	2,460,656	2,028,208	1,946,315	1.25	9.95	2.69
2024-12-31	2,481,584	2,043,620	1,974,168	1.48	11.62	2.94
2025-03-31	2,648,160	2,234,471	2,002,820	1.72	13.95	3.00
2025-06-30	2,641,236	2,228,992	1,998,576	1.67	13.75	3.05
2025-09-30	2,684,384	2,261,971	2,013,499	1.61	13.33	3.01
2025-12-31	2,642,787	2,217,306	2,022,508	1.69	13.93	3.09
2026-03-31	2,586,584	2,156,560	1,984,970	1.87	14.80	3.31
2026-06-30	2,597,041	2,167,842	2,010,578	1.95	15.22	3.38

Structure and branch footprint

6 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2012-09-01	1	3450950	160959

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.