Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,797,425 | 3,251,497 | 3,072,202 | 1.35 | 12.18 | 3.26 |
| 2016-06-30 | 3,924,776 | 3,404,308 | 3,158,759 | 1.37 | 12.36 | 3.25 |
| 2016-09-30 | 4,185,550 | 3,653,894 | 3,242,756 | 1.38 | 12.62 | 3.21 |
| 2016-12-31 | 4,276,959 | 3,581,378 | 3,433,124 | 1.37 | 12.69 | 3.21 |
| 2017-03-31 | 4,307,241 | 3,680,696 | 3,492,374 | 1.36 | 13.09 | 3.25 |
| 2017-06-30 | 4,380,437 | 3,617,061 | 3,536,662 | 1.42 | 13.57 | 3.31 |
| 2017-09-30 | 4,440,910 | 3,874,640 | 3,594,211 | 1.46 | 13.83 | 3.34 |
| 2017-12-31 | 4,669,969 | 4,009,505 | 3,774,684 | 1.39 | 13.22 | 3.34 |
| 2018-03-31 | 4,711,756 | 4,103,940 | 3,801,552 | 1.59 | 15.42 | 3.37 |
| 2018-06-30 | 4,745,279 | 3,936,290 | 3,817,104 | 1.69 | 16.30 | 3.42 |
| 2018-09-30 | 4,741,731 | 4,018,483 | 3,798,270 | 1.74 | 16.67 | 3.45 |
| 2018-12-31 | 4,859,101 | 4,045,348 | 3,868,585 | 1.77 | 16.76 | 3.49 |
| 2019-03-31 | 4,876,483 | 4,150,450 | 3,892,495 | 1.82 | 16.32 | 3.46 |
| 2019-06-30 | 4,957,359 | 4,222,080 | 3,953,983 | 1.83 | 16.19 | 3.44 |
| 2019-09-30 | 4,936,933 | 4,290,958 | 3,980,017 | 1.83 | 15.91 | 3.45 |
| 2019-12-31 | 4,934,311 | 4,135,581 | 4,019,703 | 1.83 | 15.88 | 3.44 |
| 2020-03-31 | 5,020,877 | 4,284,202 | 4,040,111 | 1.41 | 11.86 | 3.32 |
| 2020-06-30 | 5,434,736 | 4,651,766 | 4,448,153 | 1.45 | 12.35 | 3.25 |
| 2020-09-30 | 5,543,096 | 4,768,031 | 4,539,274 | 1.54 | 13.27 | 3.21 |
| 2020-12-31 | 5,822,227 | 5,037,372 | 4,598,966 | 1.61 | 13.95 | 3.24 |
| 2021-03-31 | 6,003,430 | 5,230,375 | 4,421,880 | 1.60 | 14.67 | 3.13 |
| 2021-06-30 | 6,221,558 | 5,395,298 | 4,289,001 | 1.66 | 15.37 | 3.07 |
| 2021-09-30 | 6,207,487 | 5,415,330 | 4,174,375 | 1.66 | 15.36 | 3.09 |
| 2021-12-31 | 6,541,677 | 5,736,241 | 4,227,538 | 1.62 | 15.16 | 3.05 |
| 2022-03-31 | 6,554,339 | 5,821,013 | 4,288,423 | 1.51 | 15.47 | 2.89 |
| 2022-06-30 | 6,249,291 | 5,623,509 | 4,359,822 | 1.61 | 17.10 | 3.07 |
| 2022-09-30 | 6,272,725 | 5,665,392 | 4,423,693 | 1.70 | 18.78 | 3.22 |
| 2022-12-31 | 6,412,535 | 5,461,007 | 4,638,146 | 1.69 | 18.86 | 3.37 |
| 2023-03-31 | 6,395,328 | 5,520,231 | 4,684,221 | 1.56 | 17.66 | 3.45 |
| 2023-06-30 | 6,498,072 | 5,429,783 | 4,791,500 | 1.17 | 13.26 | 3.34 |
| 2023-09-30 | 6,414,806 | 5,667,043 | 4,799,432 | 1.33 | 15.35 | 3.31 |
| 2023-12-31 | 6,519,107 | 5,735,765 | 4,845,720 | 1.48 | 16.61 | 3.28 |
| 2024-03-31 | 6,561,893 | 5,621,074 | 4,926,038 | 1.48 | 15.17 | 3.12 |
| 2024-06-30 | 6,567,508 | 5,766,873 | 4,972,028 | 1.45 | 14.86 | 3.14 |
| 2024-09-30 | 6,643,917 | 5,840,835 | 5,001,510 | 1.46 | 14.68 | 3.16 |
| 2024-12-31 | 6,675,647 | 5,906,867 | 5,033,688 | 1.48 | 14.81 | 3.20 |
| 2025-03-31 | 6,847,388 | 5,963,532 | 5,132,083 | 1.31 | 13.00 | 3.36 |
| 2025-06-30 | 6,957,623 | 6,179,074 | 5,161,912 | 1.45 | 14.38 | 3.40 |
| 2025-09-30 | 6,894,415 | 6,028,270 | 5,181,176 | 1.54 | 14.96 | 3.43 |
| 2025-12-31 | 6,984,247 | 5,973,527 | 5,309,061 | 1.61 | 15.47 | 3.45 |
| 2026-03-31 | 7,078,433 | 6,191,715 | 5,405,530 | 1.63 | 15.04 | 3.46 |
| 2026-06-30 | 7,237,115 | 6,344,228 | 5,512,657 | 1.66 | 15.52 | 3.47 |
58 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1995-07-15 | 1 | 113843 | 874845 |
| 1993-11-20 | 1 | 154444 | 874845 |
| 1984-08-16 | 1 | 914947 | 874845 |
| 1966-05-02 | 1 | 990147 | 874845 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.