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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,305,470 | 1,062,037 | 1,035,273 | 0.89 | 7.83 | 3.24 |
| 2019-09-30 | 1,317,833 | 1,120,654 | 1,043,150 | 0.89 | 7.79 | 3.46 |
| 2019-12-31 | 1,322,152 | 1,149,464 | 1,038,403 | 0.96 | 8.40 | 3.57 |
| 2020-03-31 | 1,336,036 | 1,077,385 | 1,060,211 | 1.05 | 9.02 | 3.75 |
| 2020-06-30 | 1,508,544 | 1,262,174 | 1,166,508 | 1.04 | 9.20 | 3.70 |
| 2020-09-30 | 1,507,805 | 1,283,011 | 1,168,780 | 1.11 | 9.87 | 3.69 |
| 2020-12-31 | 1,611,748 | 1,396,945 | 1,138,238 | 1.07 | 9.72 | 3.65 |
| 2021-03-31 | 1,653,699 | 1,450,459 | 1,182,456 | 1.44 | 13.99 | 3.39 |
| 2021-06-30 | 1,611,618 | 1,406,781 | 1,187,642 | 1.22 | 11.68 | 3.43 |
| 2021-09-30 | 1,627,545 | 1,421,253 | 1,160,412 | 1.28 | 12.13 | 3.47 |
| 2021-12-31 | 1,674,085 | 1,484,471 | 1,157,347 | 1.16 | 10.98 | 3.40 |
| 2022-03-31 | 1,624,603 | 1,451,639 | 1,170,459 | 1.22 | 11.80 | 3.34 |
| 2022-06-30 | 1,601,465 | 1,430,190 | 1,200,732 | 1.27 | 12.49 | 3.48 |
| 2022-09-30 | 1,631,900 | 1,457,194 | 1,209,122 | 1.31 | 13.11 | 3.56 |
| 2022-12-31 | 1,648,757 | 1,434,283 | 1,251,967 | 1.30 | 13.01 | 3.56 |
| 2023-03-31 | 2,867,326 | 2,328,151 | 2,240,151 | 0.52 | 5.15 | 3.36 |
| 2023-06-30 | 2,926,892 | 2,226,173 | 2,304,090 | 0.61 | 6.06 | 3.19 |
| 2023-09-30 | 2,946,772 | 2,294,123 | 2,340,334 | 0.62 | 6.23 | 3.04 |
| 2023-12-31 | 3,009,469 | 2,426,087 | 2,393,434 | 0.67 | 6.72 | 2.95 |
| 2024-03-31 | 2,999,075 | 2,446,860 | 2,380,750 | 0.37 | 3.70 | 2.57 |
| 2024-06-30 | 2,978,900 | 2,452,443 | 2,401,942 | 0.48 | 4.74 | 2.59 |
| 2024-09-30 | 3,033,593 | 2,487,525 | 2,413,681 | 0.53 | 5.20 | 2.64 |
| 2024-12-31 | 3,134,251 | 2,598,405 | 2,389,835 | 0.58 | 5.76 | 2.70 |
| 2025-03-31 | 3,102,136 | 2,560,134 | 2,374,568 | 0.76 | 7.56 | 2.95 |
| 2025-06-30 | 3,108,661 | 2,558,717 | 2,375,422 | 0.85 | 8.39 | 3.10 |
| 2025-09-30 | 3,178,632 | 2,615,314 | 2,383,478 | 0.92 | 8.98 | 3.20 |
| 2025-12-31 | 3,274,376 | 2,707,857 | 2,382,398 | 0.98 | 9.54 | 3.29 |
| 2026-03-31 | 3,334,131 | 2,764,955 | 2,418,513 | 0.95 | 9.24 | 3.35 |
| 2026-06-30 | 3,353,305 | 2,788,408 | 2,426,998 | 1.05 | 10.11 | 3.43 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-02-13 | 1 | 1872996 | 525549 |
| 2019-06-01 | 1 | 68840 | 525549 |
| 2010-05-08 | 1 | 33549 | 525549 |
| 2006-12-05 | 1 | 4147 | 525549 |
| 2002-08-01 | 1 | 878142 | 525549 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.