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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,321,014 | 1,119,041 | 1,029,039 | 2.25 | 17.05 | 3.99 |
| 2016-06-30 | 1,320,875 | 1,092,367 | 1,050,497 | 2.20 | 16.79 | 3.97 |
| 2016-09-30 | 1,382,094 | 1,146,293 | 1,107,417 | 2.57 | 19.87 | 3.95 |
| 2016-12-31 | 1,406,827 | 1,164,505 | 1,155,105 | 2.50 | 19.46 | 3.95 |
| 2017-03-31 | 1,483,857 | 1,238,695 | 1,193,849 | 1.99 | 16.17 | 3.80 |
| 2017-06-30 | 1,522,422 | 1,274,948 | 1,264,327 | 2.24 | 18.50 | 3.85 |
| 2017-09-30 | 1,565,388 | 1,294,164 | 1,276,831 | 2.21 | 18.49 | 3.85 |
| 2017-12-31 | 1,602,064 | 1,337,079 | 1,282,815 | 2.12 | 17.86 | 3.84 |
| 2018-03-31 | 1,594,466 | 1,329,098 | 1,292,913 | -0.24 | -2.09 | 3.79 |
| 2018-06-30 | 1,626,785 | 1,351,110 | 1,311,866 | 0.47 | 4.04 | 3.80 |
| 2018-09-30 | 1,621,730 | 1,339,534 | 1,338,807 | 1.07 | 9.09 | 3.87 |
| 2018-12-31 | 1,678,656 | 1,378,307 | 1,351,334 | 1.15 | 9.73 | 3.90 |
| 2019-03-31 | 1,715,382 | 1,412,775 | 1,423,193 | 1.70 | 14.10 | 3.80 |
| 2019-06-30 | 1,758,491 | 1,451,796 | 1,423,742 | 1.69 | 14.22 | 3.78 |
| 2019-09-30 | 1,775,819 | 1,442,343 | 1,475,076 | 1.67 | 14.12 | 3.77 |
| 2019-12-31 | 1,867,107 | 1,539,652 | 1,545,189 | 1.63 | 13.97 | 3.74 |
| 2020-03-31 | 1,930,503 | 1,528,385 | 1,569,697 | 1.73 | 15.68 | 3.78 |
| 2020-06-30 | 2,139,374 | 1,751,292 | 1,665,266 | 1.48 | 14.01 | 3.60 |
| 2020-09-30 | 2,084,252 | 1,743,832 | 1,656,743 | 1.42 | 13.68 | 3.57 |
| 2020-12-31 | 2,180,015 | 1,838,202 | 1,605,085 | 1.40 | 13.69 | 3.53 |
| 2021-03-31 | 2,302,039 | 1,954,148 | 1,666,886 | 1.64 | 17.17 | 3.29 |
| 2021-06-30 | 2,177,523 | 1,844,260 | 1,635,191 | 1.69 | 17.42 | 3.41 |
| 2021-09-30 | 2,298,808 | 1,953,118 | 1,612,156 | 1.91 | 19.74 | 3.43 |
| 2021-12-31 | 2,340,589 | 2,003,580 | 1,631,122 | 1.89 | 19.39 | 3.46 |
| 2022-03-31 | 2,417,298 | 2,096,249 | 1,643,290 | 1.74 | 18.00 | 3.53 |
| 2022-06-30 | 2,349,861 | 2,033,146 | 1,683,607 | 1.74 | 18.22 | 3.54 |
| 2022-09-30 | 2,288,473 | 1,962,118 | 1,749,440 | 1.95 | 20.44 | 3.79 |
| 2022-12-31 | 2,268,039 | 1,814,332 | 1,783,776 | 2.15 | 22.13 | 3.94 |
| 2023-03-31 | 2,447,351 | 1,940,568 | 1,842,597 | 1.50 | 14.57 | 3.67 |
| 2023-06-30 | 2,489,944 | 2,034,057 | 1,914,525 | 1.89 | 18.53 | 3.52 |
| 2023-09-30 | 2,559,362 | 2,116,606 | 1,964,659 | 1.76 | 17.66 | 3.51 |
| 2023-12-31 | 2,642,335 | 2,179,025 | 2,001,194 | 1.68 | 17.01 | 3.34 |
| 2024-03-31 | 2,670,864 | 2,225,090 | 2,063,180 | 1.12 | 11.71 | 2.94 |
| 2024-06-30 | 2,638,548 | 2,205,396 | 2,104,603 | 1.14 | 11.81 | 3.01 |
| 2024-09-30 | 2,609,396 | 2,174,044 | 2,098,640 | 1.19 | 12.16 | 3.10 |
| 2024-12-31 | 2,700,724 | 2,285,485 | 2,071,625 | 1.25 | 12.60 | 3.17 |
| 2025-03-31 | 2,645,749 | 2,174,193 | 2,146,650 | 1.43 | 13.64 | 3.45 |
| 2025-06-30 | 2,691,893 | 2,261,380 | 2,148,897 | 1.51 | 14.40 | 3.62 |
| 2025-09-30 | 2,838,903 | 2,417,961 | 2,211,416 | 1.57 | 15.16 | 3.63 |
| 2025-12-31 | 2,893,511 | 2,471,074 | 2,279,941 | 1.64 | 15.88 | 3.70 |
| 2026-03-31 | 2,858,811 | 2,451,882 | 2,258,741 | 1.65 | 15.93 | 3.81 |
| 2026-06-30 | 2,850,054 | 2,459,189 | 2,297,811 | 1.81 | 17.28 | 3.94 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1990-05-09 | 50 | 311078 | 201834 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.