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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,005,584 | 838,853 | 535,182 | 1.05 | 8.82 | 3.45 |
| 2020-06-30 | 1,115,809 | 948,738 | 710,099 | 1.71 | 13.50 | 3.76 |
| 2020-09-30 | 1,145,861 | 964,168 | 746,403 | 1.81 | 14.44 | 3.74 |
| 2020-12-31 | 1,184,750 | 1,020,605 | 718,315 | 1.84 | 14.74 | 3.78 |
| 2021-03-31 | 1,245,567 | 1,076,459 | 731,804 | 1.76 | 14.74 | 3.49 |
| 2021-06-30 | 1,246,764 | 1,082,878 | 684,648 | 1.69 | 14.08 | 3.53 |
| 2021-09-30 | 1,250,731 | 1,074,864 | 665,837 | 1.61 | 13.36 | 3.50 |
| 2021-12-31 | 1,325,979 | 1,153,961 | 658,028 | 1.46 | 12.18 | 3.39 |
| 2022-03-31 | 1,303,238 | 1,144,762 | 630,573 | 1.02 | 9.05 | 2.91 |
| 2022-06-30 | 1,288,943 | 1,136,450 | 668,094 | 0.98 | 8.90 | 3.00 |
| 2022-09-30 | 1,318,369 | 1,123,066 | 704,879 | 0.91 | 8.99 | 3.08 |
| 2022-12-31 | 1,498,800 | 1,310,378 | 843,637 | 0.68 | 6.82 | 2.88 |
| 2023-03-31 | 1,516,594 | 1,302,745 | 861,380 | 0.93 | 9.90 | 3.39 |
| 2023-06-30 | 1,534,954 | 1,288,523 | 886,449 | 0.92 | 9.87 | 3.35 |
| 2023-09-30 | 1,553,439 | 1,316,898 | 927,917 | 0.91 | 9.91 | 3.31 |
| 2023-12-31 | 1,557,491 | 1,321,753 | 938,472 | 0.86 | 9.29 | 3.31 |
| 2024-03-31 | 1,548,830 | 1,301,197 | 955,308 | 0.76 | 7.81 | 3.23 |
| 2024-06-30 | 1,556,203 | 1,257,317 | 971,602 | 0.78 | 8.05 | 3.26 |
| 2024-09-30 | 1,558,954 | 1,285,544 | 993,492 | 0.86 | 8.72 | 3.32 |
| 2024-12-31 | 1,569,408 | 1,334,919 | 1,042,641 | 0.87 | 8.80 | 3.41 |
| 2025-03-31 | 1,573,821 | 1,344,738 | 1,064,693 | 1.20 | 11.70 | 3.81 |
| 2025-06-30 | 1,619,886 | 1,279,848 | 1,108,180 | 1.16 | 11.22 | 3.84 |
| 2025-09-30 | 1,612,074 | 1,334,181 | 1,108,569 | 1.18 | 11.27 | 3.89 |
| 2025-12-31 | 1,601,852 | 1,395,105 | 1,103,534 | 1.20 | 11.28 | 3.96 |
| 2026-03-31 | 1,600,806 | 1,330,621 | 1,088,523 | 1.31 | 11.64 | 4.26 |
| 2026-06-30 | 1,601,369 | 1,311,438 | 1,093,445 | 1.33 | 11.71 | 4.27 |
28 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-10-01 | 1 | 3392975 | 481177 |
| 2013-11-01 | 1 | 842358 | 481177 |
| 2012-04-01 | 1 | 430858 | 481177 |
| 2006-01-01 | 1 | 1830138 | 481177 |
| 2004-04-01 | 1 | 636379 | 481177 |
| 2004-04-01 | 1 | 2726069 | 481177 |
| 2001-10-09 | 1 | 617172 | 481177 |
| 1998-01-01 | 1 | 580557 | 481177 |
| 1996-01-01 | 1 | 981752 | 481177 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.