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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,002,883 | 864,511 | 624,592 | 0.75 | 5.57 | 3.44 |
| 2022-06-30 | 1,091,870 | 946,522 | 629,922 | 0.90 | 6.93 | 3.58 |
| 2022-09-30 | 1,092,088 | 948,009 | 642,807 | 1.05 | 8.20 | 3.82 |
| 2022-12-31 | 1,084,578 | 935,846 | 683,434 | 1.29 | 10.17 | 4.16 |
| 2023-03-31 | 1,046,968 | 893,138 | 670,699 | 1.32 | 10.15 | 4.41 |
| 2023-06-30 | 1,029,438 | 877,535 | 677,450 | 1.19 | 9.05 | 4.40 |
| 2023-09-30 | 1,050,464 | 902,850 | 697,723 | 1.06 | 8.16 | 4.36 |
| 2023-12-31 | 1,103,398 | 908,143 | 709,239 | 0.91 | 7.14 | 4.22 |
| 2024-03-31 | 1,110,718 | 911,604 | 702,408 | 0.62 | 5.05 | 3.80 |
| 2024-06-30 | 1,068,903 | 908,705 | 703,921 | 0.58 | 4.68 | 3.86 |
| 2024-09-30 | 1,597,861 | 1,364,811 | 1,078,166 | 0.42 | 3.65 | 2.88 |
| 2024-12-31 | 1,561,779 | 1,331,319 | 1,090,447 | 0.48 | 4.10 | 3.11 |
| 2025-03-31 | 1,591,203 | 1,353,694 | 1,084,799 | 0.60 | 4.92 | 3.85 |
| 2025-06-30 | 1,668,530 | 1,428,665 | 1,117,499 | 0.64 | 5.32 | 3.84 |
| 2025-09-30 | 1,654,873 | 1,413,062 | 1,143,311 | 0.58 | 4.82 | 3.93 |
| 2025-12-31 | 1,608,229 | 1,365,269 | 1,153,493 | 0.64 | 5.31 | 3.97 |
| 2026-03-31 | 3,072,746 | 2,647,323 | 2,272,069 | 1.20 | 10.39 | 3.89 |
| 2026-06-30 | 3,043,615 | 2,620,813 | 2,244,514 | 1.04 | 9.01 | 3.94 |
31 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 741330 | 774132 |
| 2024-07-01 | 1 | 5047505 | 774132 |
| 1986-04-01 | 1 | 773630 | 774132 |
| 1983-04-29 | 1 | 383936 | 774132 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.