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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,284,769 | 1,120,573 | 775,564 | 0.97 | 8.92 | 3.34 |
| 2016-06-30 | 1,311,518 | 1,125,176 | 797,091 | 0.97 | 8.85 | 3.38 |
| 2016-09-30 | 1,332,596 | 1,159,378 | 807,864 | 0.95 | 8.72 | 3.36 |
| 2016-12-31 | 1,305,671 | 1,111,396 | 816,228 | 1.01 | 9.23 | 3.40 |
| 2017-03-31 | 1,317,877 | 1,148,654 | 807,154 | 1.04 | 9.61 | 3.37 |
| 2017-06-30 | 1,333,927 | 1,144,260 | 823,551 | 1.00 | 9.21 | 3.37 |
| 2017-09-30 | 1,312,701 | 1,121,878 | 830,797 | 0.98 | 8.92 | 3.39 |
| 2017-12-31 | 1,293,802 | 1,086,129 | 845,657 | 1.02 | 9.22 | 3.45 |
| 2018-03-31 | 1,286,859 | 1,123,820 | 853,128 | 0.89 | 7.76 | 3.52 |
| 2018-06-30 | 1,629,131 | 1,381,619 | 1,155,495 | 0.85 | 7.12 | 3.42 |
| 2018-09-30 | 1,617,712 | 1,371,900 | 1,158,309 | 0.93 | 7.62 | 3.54 |
| 2018-12-31 | 1,634,260 | 1,301,634 | 1,194,577 | 1.04 | 8.31 | 3.60 |
| 2019-03-31 | 1,629,643 | 1,348,654 | 1,203,008 | 1.14 | 8.55 | 3.66 |
| 2019-06-30 | 1,638,367 | 1,357,975 | 1,226,149 | 1.15 | 8.61 | 3.69 |
| 2019-09-30 | 1,641,770 | 1,355,944 | 1,221,726 | 1.15 | 8.60 | 3.70 |
| 2019-12-31 | 1,636,413 | 1,351,532 | 1,239,406 | 1.16 | 8.60 | 3.73 |
| 2020-03-31 | 1,633,433 | 1,346,983 | 1,267,379 | 1.23 | 8.90 | 3.92 |
| 2020-06-30 | 1,732,171 | 1,439,642 | 1,330,422 | 1.21 | 8.81 | 3.82 |
| 2020-09-30 | 1,722,798 | 1,431,098 | 1,334,186 | 1.14 | 8.30 | 3.73 |
| 2020-12-31 | 1,742,641 | 1,459,072 | 1,293,693 | 1.18 | 8.62 | 3.75 |
| 2021-03-31 | 1,814,975 | 1,538,596 | 1,329,422 | 1.19 | 9.01 | 3.64 |
| 2021-06-30 | 1,852,659 | 1,577,719 | 1,312,113 | 1.18 | 9.09 | 3.58 |
| 2021-09-30 | 1,880,219 | 1,604,299 | 1,334,331 | 1.14 | 8.85 | 3.52 |
| 2021-12-31 | 1,899,918 | 1,629,476 | 1,363,940 | 1.15 | 9.05 | 3.49 |
| 2022-03-31 | 1,895,805 | 1,636,999 | 1,373,991 | 1.06 | 8.84 | 3.38 |
| 2022-06-30 | 1,907,574 | 1,659,434 | 1,367,644 | 1.17 | 9.90 | 3.50 |
| 2022-09-30 | 1,900,920 | 1,657,964 | 1,371,045 | 1.20 | 10.32 | 3.56 |
| 2022-12-31 | 1,915,139 | 1,605,886 | 1,395,632 | 1.24 | 10.79 | 3.64 |
| 2023-03-31 | 1,921,431 | 1,603,922 | 1,386,972 | 1.01 | 8.99 | 3.32 |
| 2023-06-30 | 1,946,955 | 1,596,949 | 1,431,295 | 1.04 | 9.34 | 3.32 |
| 2023-09-30 | 1,977,914 | 1,617,327 | 1,450,472 | 1.01 | 9.20 | 3.26 |
| 2023-12-31 | 2,288,432 | 1,826,758 | 1,712,946 | 0.77 | 7.04 | 3.20 |
| 2024-03-31 | 2,279,763 | 1,858,949 | 1,721,378 | 0.42 | 3.96 | 2.79 |
| 2024-06-30 | 2,367,569 | 1,944,382 | 1,769,479 | 0.34 | 3.20 | 2.90 |
| 2024-09-30 | 2,343,297 | 1,918,153 | 1,742,880 | 0.49 | 4.60 | 2.92 |
| 2024-12-31 | 2,303,313 | 1,878,348 | 1,715,367 | 0.65 | 5.98 | 3.03 |
| 2025-03-31 | 2,298,436 | 1,922,281 | 1,711,604 | 0.85 | 7.49 | 3.27 |
| 2025-06-30 | 2,303,135 | 1,920,726 | 1,706,928 | 0.98 | 8.52 | 3.40 |
| 2025-09-30 | 2,239,401 | 1,850,195 | 1,670,876 | 1.08 | 9.23 | 3.51 |
| 2025-12-31 | 2,236,740 | 1,842,258 | 1,693,545 | 1.08 | 9.15 | 3.58 |
| 2026-03-31 | 2,233,698 | 1,839,387 | 1,687,740 | 0.90 | 7.17 | 3.91 |
| 2026-06-30 | 2,219,306 | 1,819,769 | 1,689,471 | 1.16 | 9.22 | 4.02 |
35 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-04-13 | 1 | 278872 | 785923 |
| 2023-11-01 | 1 | 66677 | 785923 |
| 2018-06-01 | 1 | 3625048 | 785923 |
| 2015-05-01 | 1 | 877015 | 785923 |
| 2014-01-25 | 1 | 1002618 | 785923 |
| 2013-01-12 | 1 | 974213 | 785923 |
| 2007-12-21 | 1 | 690773 | 785923 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.