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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-06-30 | 1,010,074 | 879,013 | 754,029 | 1.05 | 10.55 | 3.69 |
| 2022-09-30 | 1,142,382 | 1,002,939 | 921,817 | 1.15 | 11.48 | 3.66 |
| 2022-12-31 | 1,370,768 | 1,180,638 | 1,020,727 | 1.29 | 12.28 | 3.47 |
| 2023-03-31 | 1,514,913 | 1,310,882 | 1,125,312 | 1.13 | 10.05 | 2.90 |
| 2023-06-30 | 1,553,354 | 1,333,095 | 1,300,738 | 1.17 | 10.44 | 2.91 |
| 2023-09-30 | 1,632,937 | 1,405,736 | 1,357,721 | 1.14 | 10.29 | 2.90 |
| 2023-12-31 | 1,687,753 | 1,434,036 | 1,406,905 | 1.07 | 9.65 | 2.83 |
| 2024-03-31 | 1,707,598 | 1,458,351 | 1,390,590 | 0.86 | 7.78 | 2.61 |
| 2024-06-30 | 1,700,831 | 1,457,337 | 1,462,377 | 0.51 | 4.60 | 2.67 |
| 2024-09-30 | 1,755,273 | 1,502,192 | 1,528,175 | 0.84 | 7.53 | 2.79 |
| 2024-12-31 | 1,878,772 | 1,603,822 | 1,596,482 | 0.96 | 8.65 | 2.93 |
| 2025-03-31 | 1,915,268 | 1,632,305 | 1,621,539 | 3.41 | 30.68 | 3.23 |
| 2025-06-30 | 1,872,452 | 1,584,619 | 1,565,036 | 2.28 | 20.02 | 3.29 |
| 2025-09-30 | 1,835,499 | 1,525,784 | 1,524,793 | 1.96 | 16.80 | 3.36 |
| 2025-12-31 | 1,861,250 | 1,545,247 | 1,511,342 | 1.76 | 14.79 | 3.43 |
| 2026-03-31 | 1,827,411 | 1,541,168 | 1,501,010 | 1.19 | 9.58 | 3.50 |
| 2026-06-30 | 1,845,409 | 1,543,730 | 1,459,173 | 1.17 | 9.50 | 3.55 |
10 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-02-17 | 1 | 386049 | 397755 |
| 2005-03-26 | 1 | 369257 | 397755 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.