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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-06-30 | 1,049,854 | 942,340 | 645,756 | 1.40 | 19.20 | 4.31 |
| 2023-09-30 | 1,036,496 | 927,861 | 669,341 | 1.47 | 20.29 | 4.33 |
| 2023-12-31 | 1,092,878 | 940,544 | 724,107 | 1.48 | 19.96 | 4.30 |
| 2024-03-31 | 1,078,545 | 978,548 | 731,060 | 1.45 | 17.96 | 4.37 |
| 2024-06-30 | 1,095,403 | 990,302 | 758,823 | 1.53 | 18.79 | 4.46 |
| 2024-09-30 | 1,117,120 | 1,002,719 | 751,035 | 1.55 | 18.58 | 4.40 |
| 2024-12-31 | 1,138,211 | 1,033,151 | 798,015 | 1.54 | 18.60 | 4.44 |
| 2025-03-31 | 1,157,753 | 1,044,325 | 777,806 | 1.16 | 13.94 | 4.49 |
| 2025-06-30 | 1,189,107 | 1,069,630 | 746,656 | 1.47 | 17.25 | 4.46 |
| 2025-09-30 | 1,216,006 | 1,087,476 | 778,187 | 1.55 | 17.70 | 4.47 |
| 2025-12-31 | 1,212,396 | 1,083,753 | 803,291 | 1.58 | 17.73 | 4.50 |
| 2026-03-31 | 1,247,150 | 1,114,012 | 821,401 | 1.92 | 20.12 | 4.70 |
| 2026-06-30 | 1,271,315 | 1,128,503 | 813,144 | 1.95 | 20.51 | 4.72 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-06-01 | 50 | 431958 | 100357 |
| 2007-11-10 | 1 | 98557 | 100357 |
| 1990-03-30 | 50 | 421753 | 100357 |
| 1989-04-07 | 50 | 959265 | 100357 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.