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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,014,251 | 909,482 | 494,571 | 0.90 | 10.71 | 2.98 |
| 2022-06-30 | 1,030,786 | 906,672 | 503,937 | 0.92 | 10.46 | 3.06 |
| 2022-09-30 | 1,067,968 | 947,760 | 512,705 | 0.96 | 10.96 | 3.19 |
| 2022-12-31 | 1,086,631 | 961,258 | 527,448 | 0.80 | 9.28 | 3.39 |
| 2023-03-31 | 1,071,928 | 942,636 | 539,678 | 1.40 | 15.95 | 4.02 |
| 2023-06-30 | 1,077,834 | 949,649 | 550,604 | 1.39 | 15.59 | 4.03 |
| 2023-09-30 | 1,034,805 | 906,854 | 559,122 | 1.39 | 15.44 | 4.00 |
| 2023-12-31 | 1,048,899 | 906,793 | 568,623 | 1.20 | 12.99 | 4.04 |
| 2024-03-31 | 1,039,195 | 913,875 | 586,644 | 1.17 | 11.62 | 3.92 |
| 2024-06-30 | 1,063,578 | 934,109 | 604,450 | 1.20 | 11.86 | 3.98 |
| 2024-09-30 | 1,088,992 | 948,765 | 635,809 | 1.25 | 12.12 | 4.02 |
| 2024-12-31 | 1,076,349 | 939,505 | 622,399 | 1.22 | 11.82 | 4.06 |
| 2025-03-31 | 1,106,412 | 969,256 | 621,094 | 1.14 | 10.84 | 4.01 |
| 2025-06-30 | 1,109,910 | 968,809 | 612,176 | 1.07 | 10.05 | 4.14 |
| 2025-09-30 | 1,116,466 | 971,446 | 613,898 | 1.03 | 9.49 | 4.14 |
| 2025-12-31 | 1,105,310 | 957,063 | 614,758 | 0.86 | 7.87 | 4.15 |
| 2026-03-31 | 1,106,725 | 963,722 | 618,678 | 0.90 | 8.06 | 4.08 |
| 2026-06-30 | 1,129,360 | 984,353 | 629,086 | 0.92 | 8.29 | 4.14 |
18 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-10-09 | 1 | 515054 | 283438 |
| 2020-04-23 | 1 | 2496081 | 283438 |
| 2015-03-14 | 1 | 1897168 | 283438 |
| 2013-02-16 | 50 | 533937 | 283438 |
| 2009-11-07 | 50 | 117373 | 283438 |
| 2009-04-01 | 1 | 1478307 | 283438 |
| 2008-01-26 | 50 | 249256 | 283438 |
| 2003-07-25 | 1 | 2060875 | 283438 |
| 1994-04-09 | 50 | 189071 | 283438 |
| 1994-03-26 | 50 | 1824847 | 283438 |
| 1992-09-28 | 50 | 935184 | 283438 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.