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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,390,715 | 3,415,530 | 3,266,455 | 1.13 | 7.68 | 3.30 |
| 2016-06-30 | 4,441,065 | 3,482,549 | 3,286,416 | 0.91 | 6.27 | 3.32 |
| 2016-09-30 | 4,471,694 | 3,481,099 | 3,347,651 | 0.85 | 5.91 | 3.26 |
| 2016-12-31 | 4,566,523 | 3,527,475 | 3,432,653 | 0.90 | 6.26 | 3.25 |
| 2017-03-31 | 4,669,681 | 3,570,648 | 3,518,043 | 0.76 | 5.32 | 3.08 |
| 2017-06-30 | 4,726,977 | 3,575,777 | 3,551,226 | 0.95 | 6.62 | 3.11 |
| 2017-09-30 | 4,793,869 | 3,502,543 | 3,629,082 | 0.91 | 6.35 | 3.13 |
| 2017-12-31 | 4,768,556 | 3,553,407 | 3,585,555 | 0.85 | 5.92 | 3.14 |
| 2018-03-31 | 4,736,720 | 3,566,460 | 3,550,419 | 1.00 | 6.68 | 3.14 |
| 2018-06-30 | 4,791,372 | 3,621,989 | 3,575,183 | 1.15 | 7.62 | 3.19 |
| 2018-09-30 | 4,941,722 | 3,673,148 | 3,692,294 | 1.15 | 7.63 | 3.19 |
| 2018-12-31 | 5,093,375 | 3,704,433 | 3,860,917 | 1.47 | 9.80 | 3.18 |
| 2019-03-31 | 5,144,466 | 3,797,021 | 3,914,639 | 1.77 | 12.11 | 3.21 |
| 2019-06-30 | 5,270,083 | 3,977,793 | 3,842,745 | 1.58 | 10.72 | 3.24 |
| 2019-09-30 | 5,294,395 | 3,984,858 | 3,837,616 | 1.27 | 8.63 | 3.15 |
| 2019-12-31 | 5,814,075 | 4,476,764 | 4,204,958 | 1.23 | 8.44 | 3.09 |
| 2020-03-31 | 5,998,364 | 4,693,685 | 4,229,910 | -0.77 | -5.77 | 2.79 |
| 2020-06-30 | 6,657,271 | 5,303,588 | 4,556,645 | 0.32 | 2.49 | 2.63 |
| 2020-09-30 | 6,822,038 | 5,457,649 | 4,592,050 | 0.38 | 2.97 | 2.53 |
| 2020-12-31 | 6,973,520 | 5,596,439 | 4,469,911 | 0.58 | 4.56 | 2.53 |
| 2021-03-31 | 7,221,480 | 5,863,428 | 4,286,276 | 1.01 | 8.36 | 2.49 |
| 2021-06-30 | 7,285,967 | 5,895,456 | 4,122,628 | 1.07 | 8.85 | 2.45 |
| 2021-09-30 | 7,379,823 | 5,977,305 | 4,031,774 | 0.98 | 8.10 | 2.41 |
| 2021-12-31 | 7,401,031 | 5,971,390 | 4,053,811 | 1.12 | 9.17 | 2.41 |
| 2022-03-31 | 7,478,079 | 6,108,802 | 4,085,755 | 0.10 | 0.83 | 2.34 |
| 2022-06-30 | 7,360,608 | 6,120,350 | 4,556,395 | -0.30 | -2.45 | 2.52 |
| 2022-09-30 | 7,291,246 | 6,159,165 | 4,762,826 | 0.05 | 0.42 | 2.85 |
| 2022-12-31 | 6,944,336 | 5,822,055 | 5,012,728 | 0.54 | 4.40 | 3.16 |
| 2023-03-31 | 7,065,126 | 5,812,339 | 5,120,368 | 2.07 | 15.51 | 4.29 |
| 2023-06-30 | 7,268,233 | 5,772,446 | 5,297,470 | 1.94 | 14.49 | 4.18 |
| 2023-09-30 | 7,436,950 | 5,877,447 | 5,483,867 | 1.45 | 10.92 | 4.05 |
| 2023-12-31 | 7,667,364 | 5,948,657 | 5,688,419 | 1.36 | 10.22 | 3.94 |
| 2024-03-31 | 7,669,378 | 6,124,356 | 5,668,868 | 1.16 | 8.62 | 3.49 |
| 2024-06-30 | 7,816,320 | 6,285,993 | 5,810,528 | 0.88 | 6.58 | 3.43 |
| 2024-09-30 | 7,903,890 | 6,420,691 | 5,884,159 | 1.00 | 7.39 | 3.41 |
| 2024-12-31 | 8,102,950 | 6,511,670 | 6,052,687 | 0.80 | 5.91 | 3.38 |
| 2025-03-31 | 8,183,976 | 6,709,753 | 6,141,755 | -0.16 | -1.22 | 3.34 |
| 2025-06-30 | 8,473,696 | 6,780,960 | 6,396,285 | 0.82 | 6.19 | 3.38 |
| 2025-09-30 | 8,682,051 | 6,904,927 | 6,567,083 | 1.10 | 8.28 | 3.46 |
| 2025-12-31 | 8,984,131 | 6,949,290 | 6,900,235 | 0.99 | 7.51 | 3.45 |
| 2026-03-31 | 9,017,093 | 7,129,248 | 6,946,911 | 0.26 | 1.97 | 3.44 |
| 2026-06-30 | 9,379,852 | 7,122,676 | 7,251,771 | 1.30 | 9.92 | 3.45 |
51 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-10-12 | 1 | 2290887 | 587800 |
| 2016-01-16 | 1 | 151872 | 587800 |
| 2013-06-22 | 1 | 3047314 | 587800 |
| 2010-12-04 | 1 | 3151837 | 587800 |
| 2001-06-30 | 1 | 590109 | 587800 |
| 1997-11-01 | 1 | 567978 | 587800 |
| 1982-09-29 | 1 | 829377 | 587800 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.