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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Irvine, CA · FDIC certificate #35331
LIBERTY BANK NATIONAL ASSN is an FDIC-insured institution based in Irvine, CA (FDIC certificate #35331). In its Q3 2026 Call Report it reported total assets of $375M, total deposits of $317M and net loans of $320M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for LIBERTY BANK NATIONAL ASSN from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $317M |
|---|---|
| Net loans and leases | $320M |
Plain-language readout
LIBERTY BANK NATIONAL ASSN in Irvine, CA funds its loans with $317M of deposits and holds $320M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for LIBERTY BANK NATIONAL ASSN in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 101.11% in Q3 2026, against 99.08% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $320M | $317M | 101.11% |
| Q2 2026 | $325M | $336M | 96.78% |
| Q1 2026 | $333M | $336M | 99.08% |