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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,134,551 | 1,044,010 | 745,761 | 1.46 | 18.48 | 3.59 |
| 2023-06-30 | 1,113,944 | 1,021,787 | 773,068 | 1.38 | 17.60 | 3.62 |
| 2023-09-30 | 1,101,275 | 1,005,801 | 784,002 | 1.60 | 20.33 | 3.85 |
| 2023-12-31 | 1,223,329 | 1,121,793 | 800,219 | 1.53 | 19.50 | 3.75 |
| 2024-03-31 | 1,214,513 | 1,110,623 | 797,610 | 1.30 | 16.48 | 3.34 |
| 2024-06-30 | 1,247,819 | 1,139,979 | 825,620 | 1.44 | 18.18 | 3.49 |
| 2024-09-30 | 1,228,718 | 1,107,798 | 842,266 | 1.49 | 18.25 | 3.59 |
| 2024-12-31 | 1,284,821 | 1,168,211 | 845,619 | 1.53 | 18.62 | 3.66 |
| 2025-03-31 | 1,243,112 | 1,119,989 | 852,011 | 2.10 | 23.47 | 4.09 |
| 2025-06-30 | 1,223,236 | 1,099,552 | 881,714 | 2.10 | 23.01 | 4.13 |
| 2025-09-30 | 1,192,880 | 1,056,024 | 883,183 | 2.19 | 23.09 | 4.22 |
| 2025-12-31 | 1,329,703 | 1,189,399 | 853,000 | 2.25 | 23.37 | 4.18 |
| 2026-03-31 | 1,313,993 | 1,175,292 | 857,592 | 2.11 | 20.84 | 4.04 |
| 2026-06-30 | 1,321,040 | 1,178,578 | 875,939 | 2.15 | 21.18 | 4.18 |
9 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-09-20 | 1 | 328450 | 68756 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.