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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,122,656 | 1,017,344 | 674,115 | 1.51 | 16.71 | 2.83 |
| 2022-06-30 | 1,255,513 | 928,514 | 829,061 | 1.62 | 20.93 | 2.91 |
| 2022-09-30 | 1,202,137 | 1,036,760 | 806,129 | 1.44 | 20.69 | 2.76 |
| 2022-12-31 | 1,191,714 | 973,017 | 789,811 | 1.24 | 18.98 | 2.55 |
| 2023-03-31 | 1,242,672 | 975,078 | 859,666 | 0.53 | 10.53 | 1.54 |
| 2023-06-30 | 1,229,059 | 925,013 | 855,808 | 0.35 | 7.09 | 1.42 |
| 2023-09-30 | 1,262,126 | 888,204 | 880,878 | 0.24 | 5.00 | 1.31 |
| 2023-12-31 | 1,224,286 | 882,410 | 860,511 | 0.20 | 4.03 | 1.29 |
| 2024-03-31 | 1,230,839 | 880,780 | 865,825 | 1.07 | 19.87 | 1.17 |
| 2024-06-30 | 1,226,678 | 840,702 | 853,045 | 0.57 | 10.35 | 1.19 |
| 2024-09-30 | 1,250,316 | 897,166 | 868,933 | 0.42 | 7.47 | 1.22 |
| 2024-12-31 | 1,204,853 | 1,003,025 | 849,674 | 0.35 | 6.20 | 1.24 |
| 2025-03-31 | 1,212,048 | 1,035,277 | 827,100 | 0.26 | 4.25 | 1.53 |
| 2025-06-30 | 1,122,231 | 987,966 | 801,138 | 0.26 | 4.12 | 1.55 |
| 2025-09-30 | 1,134,647 | 1,001,920 | 811,760 | 0.20 | 3.10 | 1.55 |
| 2025-12-31 | 1,107,903 | 983,933 | 784,661 | 0.14 | 2.05 | 1.58 |
| 2026-03-31 | 1,123,388 | 991,223 | 795,083 | -0.11 | -1.51 | 1.57 |
| 2026-06-30 | 1,111,698 | 961,320 | 772,581 | 0.36 | 4.84 | 1.62 |
6 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1996-07-02 | 1 | 739373 | 839572 |
| 1991-10-01 | 1 | 788072 | 839572 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.