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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-06-30 | 1,027,055 | 802,183 | 812,102 | 0.84 | 8.05 | 4.00 |
| 2017-09-30 | 1,060,233 | 849,013 | 832,267 | 0.91 | 8.80 | 3.97 |
| 2017-12-31 | 1,105,885 | 874,994 | 884,602 | 0.98 | 9.55 | 4.00 |
| 2018-03-31 | 1,135,184 | 916,505 | 897,710 | 1.26 | 12.31 | 3.96 |
| 2018-06-30 | 1,161,105 | 930,215 | 947,855 | 1.22 | 11.91 | 3.96 |
| 2018-09-30 | 1,217,900 | 991,850 | 968,673 | 1.24 | 12.07 | 3.94 |
| 2018-12-31 | 1,250,198 | 1,003,982 | 987,192 | 1.11 | 10.59 | 3.93 |
| 2019-03-31 | 1,261,099 | 1,014,402 | 989,515 | 0.98 | 8.74 | 3.80 |
| 2019-06-30 | 1,312,019 | 1,074,848 | 1,024,210 | 0.90 | 8.07 | 3.74 |
| 2019-09-30 | 1,341,580 | 1,098,538 | 1,075,183 | 0.99 | 8.89 | 3.78 |
| 2019-12-31 | 1,370,523 | 1,121,436 | 1,085,634 | 1.03 | 9.29 | 3.78 |
| 2020-03-31 | 1,354,140 | 1,102,666 | 1,080,576 | 0.85 | 7.62 | 3.67 |
| 2020-06-30 | 1,481,386 | 1,124,074 | 1,142,541 | 0.88 | 8.01 | 3.69 |
| 2020-09-30 | 1,483,168 | 1,204,756 | 1,144,046 | 0.83 | 7.61 | 3.71 |
| 2020-12-31 | 1,425,175 | 1,200,784 | 1,080,189 | 0.75 | 6.76 | 3.78 |
| 2021-03-31 | 1,511,648 | 1,310,673 | 1,046,642 | 1.44 | 13.00 | 3.86 |
| 2021-06-30 | 1,430,476 | 1,234,286 | 1,039,321 | 1.35 | 11.98 | 4.02 |
| 2021-09-30 | 1,434,922 | 1,237,095 | 1,035,585 | 1.13 | 9.86 | 4.15 |
| 2021-12-31 | 1,479,040 | 1,279,153 | 1,125,267 | 1.17 | 10.17 | 4.07 |
| 2022-03-31 | 1,528,781 | 1,342,780 | 1,100,848 | 0.31 | 2.76 | 3.82 |
| 2022-06-30 | 1,618,111 | 1,412,199 | 1,188,788 | 0.49 | 4.67 | 3.88 |
| 2022-09-30 | 1,758,328 | 1,590,734 | 1,271,876 | 0.43 | 4.41 | 3.96 |
| 2022-12-31 | 1,845,506 | 1,578,877 | 1,345,429 | 0.18 | 1.94 | 3.92 |
| 2023-03-31 | 1,847,687 | 1,581,097 | 1,344,783 | 0.21 | 2.44 | 3.26 |
| 2023-06-30 | 1,883,919 | 1,582,145 | 1,392,737 | 0.09 | 1.09 | 3.13 |
| 2023-09-30 | 1,851,968 | 1,621,440 | 1,381,667 | 0.07 | 0.90 | 2.99 |
| 2023-12-31 | 1,886,929 | 1,665,430 | 1,383,361 | 0.01 | 0.09 | 2.90 |
| 2024-03-31 | 1,831,817 | 1,608,929 | 1,382,508 | 1.43 | 16.65 | 2.48 |
| 2024-06-30 | 1,828,664 | 1,535,578 | 1,384,343 | 0.63 | 7.31 | 2.49 |
| 2024-09-30 | 1,854,395 | 1,559,600 | 1,375,176 | 0.25 | 2.92 | 2.43 |
| 2024-12-31 | 1,848,565 | 1,594,980 | 1,399,236 | 0.01 | 0.10 | 2.47 |
| 2025-03-31 | 1,801,720 | 1,569,089 | 1,342,817 | 0.05 | 0.56 | 2.78 |
| 2025-06-30 | 1,775,554 | 1,547,388 | 1,283,020 | -0.04 | -0.48 | 2.75 |
| 2025-09-30 | 1,775,608 | 1,538,395 | 1,220,394 | 0.03 | 0.41 | 2.80 |
| 2025-12-31 | 1,752,564 | 1,515,477 | 1,148,916 | -0.03 | -0.36 | 2.82 |
| 2026-03-31 | 1,779,193 | 1,536,434 | 1,146,992 | -2.40 | -26.66 | 2.91 |
| 2026-06-30 | 1,712,237 | 1,474,860 | 1,165,766 | -1.02 | -11.04 | 3.05 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1999-05-01 | 1 | 715041 | 589943 |
| 1996-07-01 | 1 | 782744 | 589943 |
| 1995-10-02 | 1 | 534644 | 589943 |
| 1991-10-01 | 1 | 821241 | 589943 |
| 1987-02-06 | 50 | 850643 | 589943 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.