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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,027,831 | 876,136 | 752,167 | 0.58 | 5.08 | 3.40 |
| 2016-06-30 | 1,033,318 | 878,626 | 766,214 | 0.56 | 4.91 | 3.41 |
| 2016-09-30 | 1,035,383 | 878,851 | 791,367 | 0.58 | 5.03 | 3.42 |
| 2016-12-31 | 1,063,673 | 904,959 | 812,792 | 0.52 | 4.48 | 3.42 |
| 2017-03-31 | 1,102,954 | 934,860 | 826,538 | 2.45 | 21.37 | 3.38 |
| 2017-06-30 | 1,112,589 | 944,507 | 830,669 | 1.57 | 13.59 | 3.41 |
| 2017-09-30 | 1,121,294 | 950,458 | 852,717 | 1.26 | 10.89 | 3.46 |
| 2017-12-31 | 1,107,786 | 955,245 | 867,270 | 0.98 | 8.36 | 3.52 |
| 2018-03-31 | 1,122,608 | 969,844 | 873,965 | 0.70 | 5.94 | 3.70 |
| 2018-06-30 | 1,134,771 | 969,910 | 906,356 | 0.78 | 6.56 | 3.78 |
| 2018-09-30 | 1,111,986 | 953,403 | 896,635 | 0.83 | 6.92 | 3.83 |
| 2018-12-31 | 1,127,653 | 967,775 | 902,342 | 0.78 | 6.47 | 3.86 |
| 2019-03-31 | 1,146,995 | 984,011 | 912,738 | 1.13 | 9.09 | 3.85 |
| 2019-06-30 | 1,163,381 | 995,999 | 913,189 | 1.03 | 8.25 | 3.88 |
| 2019-09-30 | 1,181,248 | 1,010,091 | 909,383 | 1.02 | 8.13 | 3.85 |
| 2019-12-31 | 1,190,583 | 1,016,710 | 933,448 | 1.04 | 8.24 | 3.81 |
| 2020-03-31 | 1,242,371 | 1,066,494 | 937,464 | -0.62 | -4.99 | 3.49 |
| 2020-06-30 | 1,365,565 | 1,186,572 | 1,015,124 | 0.20 | 1.65 | 3.34 |
| 2020-09-30 | 1,396,566 | 1,219,684 | 1,044,170 | 0.42 | 3.56 | 3.29 |
| 2020-12-31 | 1,426,797 | 1,249,145 | 1,070,874 | 0.51 | 4.31 | 3.29 |
| 2021-03-31 | 1,498,363 | 1,320,023 | 1,074,348 | 0.59 | 5.42 | 3.09 |
| 2021-06-30 | 1,525,163 | 1,343,949 | 1,070,446 | 0.65 | 5.97 | 3.10 |
| 2021-09-30 | 1,554,281 | 1,367,829 | 1,036,057 | 0.83 | 7.67 | 3.13 |
| 2021-12-31 | 1,668,813 | 1,479,663 | 1,065,431 | 0.74 | 6.95 | 3.03 |
| 2022-03-31 | 1,708,506 | 1,514,448 | 1,078,732 | 0.66 | 6.59 | 2.91 |
| 2022-06-30 | 1,723,460 | 1,531,835 | 1,087,392 | 0.75 | 7.63 | 2.95 |
| 2022-09-30 | 1,677,312 | 1,490,433 | 1,117,900 | 0.82 | 8.36 | 3.16 |
| 2022-12-31 | 1,657,767 | 1,459,600 | 1,137,603 | 0.94 | 9.52 | 3.35 |
| 2023-03-31 | 1,639,868 | 1,435,186 | 1,164,512 | 1.06 | 9.98 | 3.84 |
| 2023-06-30 | 1,613,391 | 1,407,375 | 1,171,602 | 0.98 | 9.12 | 3.80 |
| 2023-09-30 | 1,585,894 | 1,375,230 | 1,164,921 | 0.96 | 8.81 | 3.76 |
| 2023-12-31 | 1,620,024 | 1,400,375 | 1,174,407 | 0.93 | 8.38 | 3.71 |
| 2024-03-31 | 1,639,951 | 1,419,027 | 1,196,601 | 0.64 | 5.44 | 3.31 |
| 2024-06-30 | 1,676,512 | 1,452,157 | 1,215,799 | 0.66 | 5.64 | 3.30 |
| 2024-09-30 | 1,650,742 | 1,417,692 | 1,249,152 | 0.68 | 5.70 | 3.30 |
| 2024-12-31 | 1,662,732 | 1,428,671 | 1,281,818 | 0.70 | 5.85 | 3.35 |
| 2025-03-31 | 1,732,788 | 1,495,374 | 1,308,247 | 0.68 | 5.55 | 3.41 |
| 2025-06-30 | 1,753,656 | 1,508,083 | 1,338,457 | 0.81 | 6.63 | 3.56 |
| 2025-09-30 | 1,764,619 | 1,514,805 | 1,365,673 | 0.71 | 5.82 | 3.59 |
| 2025-12-31 | 1,801,657 | 1,539,298 | 1,416,549 | 0.93 | 7.50 | 3.65 |
| 2026-03-31 | 1,878,566 | 1,615,472 | 1,461,319 | 0.68 | 5.46 | 3.66 |
| 2026-06-30 | 1,900,746 | 1,635,464 | 1,456,371 | 0.77 | 6.20 | 3.73 |
15 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1962-05-18 | 1 | 983804 | 923707 |
| 1960-06-01 | 1 | 988500 | 923707 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.