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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,027,582 | 852,584 | 757,073 | 0.66 | 8.26 | 3.92 |
| 2018-09-30 | 1,131,230 | 980,295 | 828,369 | 0.80 | 10.14 | 3.95 |
| 2018-12-31 | 1,153,104 | 978,734 | 836,878 | 0.84 | 10.60 | 3.95 |
| 2019-03-31 | 1,176,729 | 1,077,350 | 841,363 | 0.70 | 8.94 | 3.75 |
| 2019-06-30 | 1,159,367 | 1,048,697 | 866,868 | 0.84 | 10.49 | 3.80 |
| 2019-09-30 | 1,168,806 | 1,049,182 | 886,242 | 0.91 | 11.16 | 3.86 |
| 2019-12-31 | 1,173,300 | 1,065,377 | 869,786 | 0.94 | 11.47 | 3.86 |
| 2020-03-31 | 1,223,874 | 1,112,620 | 888,528 | 1.11 | 13.04 | 3.80 |
| 2020-06-30 | 1,426,051 | 1,297,364 | 1,001,596 | 1.32 | 16.10 | 4.26 |
| 2020-09-30 | 1,411,616 | 1,284,657 | 1,053,182 | 1.12 | 13.70 | 3.97 |
| 2020-12-31 | 1,452,171 | 1,325,457 | 999,828 | 1.00 | 12.15 | 3.87 |
| 2021-03-31 | 1,525,097 | 1,403,641 | 1,059,272 | 1.26 | 16.21 | 4.15 |
| 2021-06-30 | 1,524,254 | 1,397,503 | 1,077,645 | 1.12 | 14.36 | 3.95 |
| 2021-09-30 | 1,568,248 | 1,439,214 | 1,062,428 | 1.05 | 13.42 | 3.81 |
| 2021-12-31 | 1,574,653 | 1,445,385 | 1,074,102 | 0.97 | 12.42 | 3.74 |
| 2022-03-31 | 1,598,554 | 1,486,948 | 1,093,349 | 0.77 | 10.78 | 3.48 |
| 2022-06-30 | 1,596,332 | 1,495,805 | 1,090,809 | 1.01 | 14.97 | 3.60 |
| 2022-09-30 | 1,575,909 | 1,484,574 | 1,097,303 | 1.01 | 15.79 | 3.72 |
| 2022-12-31 | 1,577,103 | 1,479,326 | 1,132,857 | 0.96 | 15.40 | 3.79 |
| 2023-03-31 | 1,670,564 | 1,525,288 | 1,126,467 | 0.77 | 13.56 | 3.71 |
| 2023-06-30 | 1,718,296 | 1,539,804 | 1,170,220 | 0.77 | 13.63 | 3.64 |
| 2023-09-30 | 1,732,787 | 1,534,976 | 1,207,191 | 0.75 | 13.61 | 3.61 |
| 2023-12-31 | 1,747,544 | 1,577,362 | 1,205,306 | 0.77 | 13.66 | 3.60 |
| 2024-03-31 | 1,760,240 | 1,637,919 | 1,224,590 | 0.57 | 9.69 | 3.31 |
| 2024-06-30 | 1,729,617 | 1,580,696 | 1,227,352 | 0.58 | 9.65 | 3.31 |
| 2024-09-30 | 1,816,293 | 1,622,601 | 1,268,402 | 0.66 | 10.75 | 3.37 |
| 2024-12-31 | 1,864,436 | 1,741,279 | 1,297,571 | 0.70 | 11.63 | 3.44 |
| 2025-03-31 | 1,862,087 | 1,680,469 | 1,333,840 | 0.97 | 15.91 | 3.70 |
| 2025-06-30 | 1,883,849 | 1,612,504 | 1,363,607 | 1.02 | 16.31 | 3.73 |
| 2025-09-30 | 1,853,339 | 1,574,084 | 1,363,229 | 1.04 | 16.17 | 3.79 |
| 2025-12-31 | 1,964,393 | 1,727,625 | 1,449,985 | 1.09 | 16.54 | 3.83 |
| 2026-03-31 | 1,994,473 | 1,684,618 | 1,481,693 | 1.22 | 17.54 | 3.92 |
| 2026-06-30 | 2,021,750 | 1,645,403 | 1,536,952 | 1.23 | 17.55 | 4.00 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-08-25 | 1 | 95659 | 139553 |
| 2008-08-23 | 1 | 966656 | 139553 |
| 2007-01-01 | 1 | 287155 | 139553 |
| 2005-01-01 | 1 | 696056 | 139553 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.