MAIN STREET BANK CORP

FDIC #29847 · OH · period 20260630

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Total assets1,363,983-5.82% YoY

Total deposits1,084,220-12.76% YoY

Net loans and leases1,106,764-4.73% YoY

Return on assets-0.23%-121.48% YoY

Return on equity-2.85%-124.01% YoY

Net interest margin1.77%-51.62% YoY

Peer position

Return on assets69thin line · n=902

Return on equity76thstrength · n=894

Net interest margin62ndin line · n=902

Equity to assets37thin line · n=894

Noncurrent loans40thin line · n=887

Liquid assets19thopportunity · n=895

Brokered deposits100thstrength · n=890

Loans to deposits36thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2024-06-30	1,363,983	1,084,220	1,106,764	-0.23	-2.85	1.77
2024-09-30	1,393,676	1,104,719	1,119,295	0.20	2.41	2.31
2024-12-31	1,410,785	1,161,231	1,114,060	0.41	4.77	2.57
2025-03-31	1,413,034	1,188,598	1,131,728	1.09	11.82	3.55
2025-06-30	1,448,348	1,242,838	1,161,707	1.09	11.87	3.66
2025-09-30	1,470,556	1,291,979	1,191,180	1.16	12.58	3.70
2025-12-31	1,494,856	1,335,942	1,209,489	1.22	13.10	3.77
2026-03-31	1,526,447	1,363,482	1,262,799	1.34	13.93	3.86
2026-06-30	1,553,716	1,388,978	1,274,150	1.49	15.46	3.90

Structure and branch footprint

21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2024-06-01	1	3034695	985479
2004-06-01	1	956611	985479
2003-09-30	1	2710509	985479

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.