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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

MAINE COMMUNITY BANK

FDIC #17741 · ME · period 20260630

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Total assets1,001,391-0.96% YoY

Total deposits852,692-0.22% YoY

Net loans and leases827,530+0.23% YoY

Return on assets0.91%+19.83% YoY

Return on equity7.32%+24.07% YoY

Net interest margin3.55%+2.51% YoY

Peer position

Return on assets43rdin line · n=902

Return on equity53rdin line · n=894

Net interest margin45thin line · n=902

Equity to assets30thopportunity · n=894

Noncurrent loans55thin line · n=887

Liquid assets8thopportunity · n=895

Brokered deposits24thopportunity · n=890

Loans to deposits6thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-03-31	1,001,391	852,692	827,530	0.91	7.32	3.55
2021-06-30	1,004,782	854,805	829,389	0.83	6.67	3.55
2021-12-31	1,020,986	853,581	784,877	0.94	7.47	3.54
2022-03-31	1,002,149	846,927	789,023	0.58	4.49	3.26
2022-09-30	1,011,112	854,564	825,591	0.76	5.90	3.46
2022-12-31	1,004,289	828,427	840,513	0.82	6.40	3.56
2023-03-31	1,010,266	833,199	834,361	0.78	6.01	3.63
2023-06-30	1,036,036	800,487	869,525	0.69	5.33	3.43
2023-09-30	1,063,414	803,860	897,519	0.58	4.55	3.32
2023-12-31	1,084,657	813,318	908,392	0.62	4.85	3.26
2024-03-31	1,107,414	821,220	918,495	0.56	4.43	2.98
2024-06-30	1,160,635	863,648	959,108	0.58	4.59	3.00
2024-09-30	1,162,261	905,592	975,474	0.62	4.96	3.05
2024-12-31	1,167,995	895,674	983,817	0.65	5.13	3.08
2025-03-31	2,702,374	2,270,619	2,206,049	0.64	6.31	4.90
2025-06-30	2,758,302	2,253,432	2,261,429	0.81	8.32	4.42
2025-09-30	2,783,692	2,317,671	2,294,190	0.68	7.16	4.23
2025-12-31	2,854,230	2,289,271	2,362,605	0.70	7.40	4.11
2026-03-31	2,894,748	2,271,157	2,380,925	0.98	10.48	3.58
2026-06-30	2,983,602	2,298,659	2,456,475	1.17	12.49	3.63

Structure and branch footprint

23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2025-01-01	1	241607	499501
2020-01-01	1	548203	499501

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.