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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,020,768 | 870,556 | 839,192 | 0.74 | 7.02 | 3.24 |
| 2016-09-30 | 1,047,951 | 906,575 | 876,458 | 0.70 | 6.68 | 3.23 |
| 2016-12-31 | 1,108,497 | 960,038 | 915,800 | 0.71 | 6.83 | 3.21 |
| 2017-03-31 | 1,173,902 | 1,025,293 | 954,181 | 0.62 | 6.39 | 3.11 |
| 2017-06-30 | 1,179,016 | 1,037,767 | 980,730 | 0.67 | 6.89 | 3.13 |
| 2017-09-30 | 1,190,410 | 1,048,709 | 974,651 | 0.71 | 7.30 | 3.19 |
| 2017-12-31 | 1,235,815 | 1,074,097 | 1,031,373 | 0.67 | 6.89 | 3.22 |
| 2018-03-31 | 1,242,018 | 1,086,002 | 1,062,846 | 0.77 | 7.97 | 3.29 |
| 2018-06-30 | 1,280,604 | 1,089,891 | 1,083,638 | 0.78 | 8.13 | 3.30 |
| 2018-09-30 | 1,309,146 | 1,129,513 | 1,113,605 | 0.81 | 8.48 | 3.32 |
| 2018-12-31 | 1,339,140 | 1,126,122 | 1,169,038 | 0.84 | 8.72 | 3.35 |
| 2019-03-31 | 1,434,418 | 1,157,643 | 1,219,994 | 0.78 | 8.36 | 3.25 |
| 2019-06-30 | 1,687,961 | 1,433,755 | 1,416,201 | 0.61 | 6.27 | 3.32 |
| 2019-09-30 | 1,728,226 | 1,478,836 | 1,433,122 | 0.68 | 6.99 | 3.30 |
| 2019-12-31 | 1,774,451 | 1,506,944 | 1,453,371 | 0.71 | 7.33 | 3.27 |
| 2020-03-31 | 1,818,367 | 1,530,954 | 1,499,020 | 0.63 | 6.55 | 3.07 |
| 2020-06-30 | 2,009,757 | 1,725,998 | 1,660,361 | -0.10 | -1.08 | 3.05 |
| 2020-09-30 | 2,116,894 | 1,780,662 | 1,699,533 | 0.26 | 2.91 | 3.03 |
| 2020-12-31 | 2,224,017 | 1,895,203 | 1,727,141 | 0.43 | 4.96 | 3.03 |
| 2021-03-31 | 2,420,200 | 2,070,973 | 1,824,331 | 0.88 | 10.46 | 2.95 |
| 2021-06-30 | 2,524,486 | 2,177,336 | 1,835,559 | 1.19 | 14.03 | 2.92 |
| 2021-09-30 | 2,624,612 | 2,302,260 | 1,813,692 | 1.05 | 12.36 | 2.88 |
| 2021-12-31 | 2,660,419 | 2,335,823 | 1,841,710 | 0.96 | 11.29 | 2.87 |
| 2022-03-31 | 2,698,678 | 2,410,205 | 1,855,565 | 0.78 | 9.07 | 2.76 |
| 2022-06-30 | 2,767,670 | 2,497,723 | 1,930,578 | 0.85 | 9.95 | 2.88 |
| 2022-09-30 | 2,769,254 | 2,501,158 | 2,000,366 | 0.92 | 10.81 | 3.00 |
| 2022-12-31 | 2,778,051 | 2,494,749 | 2,072,346 | 0.89 | 10.46 | 3.05 |
| 2023-03-31 | 2,788,802 | 2,516,421 | 2,143,603 | 0.78 | 9.00 | 3.03 |
| 2023-06-30 | 2,795,423 | 2,504,485 | 2,234,563 | 0.76 | 8.78 | 2.97 |
| 2023-09-30 | 2,889,626 | 2,540,888 | 2,306,492 | 0.74 | 8.50 | 2.96 |
| 2023-12-31 | 2,920,933 | 2,563,002 | 2,380,426 | 0.78 | 8.93 | 2.94 |
| 2024-03-31 | 2,996,556 | 2,605,759 | 2,430,570 | 0.65 | 7.35 | 2.74 |
| 2024-06-30 | 3,035,188 | 2,610,740 | 2,517,644 | 0.59 | 6.64 | 2.74 |
| 2024-09-30 | 3,067,840 | 2,634,554 | 2,592,176 | 0.60 | 6.74 | 2.76 |
| 2024-12-31 | 3,168,714 | 2,665,430 | 2,674,867 | 0.58 | 6.51 | 2.76 |
| 2025-03-31 | 3,252,967 | 2,753,444 | 2,730,482 | 0.75 | 8.42 | 2.83 |
| 2025-06-30 | 3,296,347 | 2,829,066 | 2,779,670 | 0.80 | 8.99 | 2.94 |
| 2025-09-30 | 3,392,269 | 2,944,333 | 2,774,133 | 0.85 | 9.51 | 3.01 |
| 2025-12-31 | 3,425,142 | 2,971,364 | 2,828,377 | 0.85 | 9.38 | 3.06 |
| 2026-03-31 | 3,459,562 | 2,994,712 | 2,863,563 | 0.39 | 4.14 | 3.16 |
| 2026-06-30 | 3,586,933 | 3,117,081 | 2,969,239 | 0.67 | 7.18 | 3.21 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-04-01 | 1 | 849777 | 459671 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.