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Regulatory profile
Buffalo, NY · FDIC certificate #588 · RSSD 501105
MANUFACTURERS&TRADERS TR CO is an FDIC-insured institution based in Buffalo, NY (FDIC certificate #588). In its Q2 2026 Call Report it reported total assets of $218.8B, total deposits of $172.3B and net loans of $141.1B. Its primary federal regulator is FED. Its current parent is M&T BANK CORPORATION.
Reported facts
Deterministic ratios for MANUFACTURERS&TRADERS TR CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.81% |
|---|---|
| Equity to assets | 12.87% |
| Noncurrent loans ratio | 1.35% |
| Nonaccrual loans ratio | 0.84% |
| Loan to deposit ratio | 83.13% |
| Liquid assets ratio | 24.97% |
| Brokered deposit ratio | 4.32% |
| Total deposits | $172.3B |
| Net loans and leases | $141.1B |