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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,555,588 | 1,330,781 | 1,076,411 | 0.40 | 3.68 | 3.62 |
| 2016-06-30 | 1,564,165 | 1,335,327 | 1,070,347 | 0.39 | 3.56 | 3.56 |
| 2016-09-30 | 1,546,585 | 1,314,421 | 1,085,383 | 0.42 | 3.86 | 3.54 |
| 2016-12-31 | 1,557,778 | 1,334,772 | 1,139,844 | 0.29 | 2.70 | 3.58 |
| 2017-03-31 | 1,567,977 | 1,345,784 | 1,138,403 | 0.49 | 4.56 | 3.64 |
| 2017-06-30 | 1,568,413 | 1,338,558 | 1,162,304 | 0.52 | 4.82 | 3.66 |
| 2017-09-30 | 1,546,725 | 1,312,498 | 1,161,327 | 0.56 | 5.12 | 3.69 |
| 2017-12-31 | 1,548,887 | 1,319,088 | 1,130,986 | 0.43 | 3.93 | 3.69 |
| 2018-03-31 | 1,552,330 | 1,322,132 | 1,124,472 | 0.82 | 7.44 | 3.64 |
| 2018-06-30 | 1,555,075 | 1,322,869 | 1,117,714 | 0.84 | 7.63 | 3.70 |
| 2018-09-30 | 1,536,192 | 1,304,103 | 1,138,463 | 0.80 | 7.24 | 3.72 |
| 2018-12-31 | 1,530,355 | 1,293,194 | 1,162,293 | 0.79 | 7.10 | 3.76 |
| 2019-03-31 | 1,572,341 | 1,334,562 | 1,147,451 | 0.70 | 6.27 | 3.81 |
| 2019-06-30 | 1,594,587 | 1,356,458 | 1,164,649 | 0.70 | 6.37 | 3.73 |
| 2019-09-30 | 1,598,767 | 1,351,416 | 1,189,792 | 0.74 | 6.69 | 3.67 |
| 2019-12-31 | 1,619,703 | 1,375,240 | 1,193,540 | 0.71 | 6.44 | 3.63 |
| 2020-03-31 | 1,641,944 | 1,396,241 | 1,202,907 | 0.26 | 2.37 | 3.52 |
| 2020-06-30 | 1,765,566 | 1,500,389 | 1,236,168 | 0.41 | 3.91 | 3.39 |
| 2020-09-30 | 1,796,031 | 1,525,539 | 1,214,407 | 0.49 | 4.66 | 3.41 |
| 2020-12-31 | 1,850,614 | 1,576,048 | 1,225,339 | 0.67 | 6.50 | 3.35 |
| 2021-03-31 | 1,915,315 | 1,643,735 | 1,255,850 | 0.63 | 6.66 | 3.09 |
| 2021-06-30 | 1,948,107 | 1,665,045 | 1,251,583 | 0.63 | 6.63 | 3.06 |
| 2021-09-30 | 1,980,279 | 1,696,186 | 1,255,083 | 0.60 | 6.40 | 3.04 |
| 2021-12-31 | 2,020,608 | 1,740,228 | 1,268,715 | 0.57 | 6.17 | 3.02 |
| 2022-03-31 | 2,032,353 | 1,755,205 | 1,303,968 | 0.56 | 6.67 | 2.98 |
| 2022-06-30 | 2,030,765 | 1,766,118 | 1,309,359 | 0.57 | 7.02 | 3.05 |
| 2022-09-30 | 2,027,782 | 1,764,644 | 1,354,330 | 0.61 | 7.58 | 3.11 |
| 2022-12-31 | 2,041,285 | 1,689,199 | 1,412,417 | 0.62 | 7.86 | 3.14 |
| 2023-03-31 | 2,077,769 | 1,714,506 | 1,431,453 | 0.65 | 8.41 | 3.01 |
| 2023-06-30 | 2,076,083 | 1,715,714 | 1,437,254 | 0.50 | 6.43 | 2.90 |
| 2023-09-30 | 2,074,349 | 1,719,229 | 1,422,903 | 0.47 | 6.14 | 2.83 |
| 2023-12-31 | 2,092,433 | 1,711,973 | 1,413,145 | 0.35 | 4.51 | 2.76 |
| 2024-03-31 | 2,106,093 | 1,724,045 | 1,421,432 | 0.41 | 5.11 | 2.49 |
| 2024-06-30 | 2,134,427 | 1,750,093 | 1,408,333 | 0.29 | 3.70 | 2.53 |
| 2024-09-30 | 2,139,211 | 1,729,045 | 1,395,371 | 0.27 | 3.36 | 2.50 |
| 2024-12-31 | 2,143,858 | 1,739,809 | 1,392,970 | 0.24 | 3.03 | 2.51 |
| 2025-03-31 | 2,157,848 | 1,750,665 | 1,397,881 | 0.38 | 4.70 | 2.63 |
| 2025-06-30 | 2,161,585 | 1,759,839 | 1,423,344 | 0.44 | 5.32 | 2.70 |
| 2025-09-30 | 2,179,497 | 1,776,345 | 1,428,803 | 0.46 | 5.49 | 2.76 |
| 2025-12-31 | 2,150,999 | 1,774,370 | 1,404,903 | 0.49 | 5.80 | 2.82 |
| 2026-03-31 | 2,125,608 | 1,771,846 | 1,377,583 | 0.65 | 7.38 | 3.14 |
| 2026-06-30 | 2,094,911 | 1,754,267 | 1,399,311 | 0.71 | 7.92 | 3.20 |
22 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-10-20 | 1 | 550970 | 716833 |
| 1996-10-07 | 1 | 979049 | 716833 |
| 1995-07-15 | 1 | 2655356 | 716833 |
| 1990-10-27 | 50 | 885672 | 716833 |
| 1990-06-20 | 50 | 191672 | 716833 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.