Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

MERCHANTS&MARINE BANK

FDIC #12203 · MS · period 20260630

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Total assets960,772YoY unavailable

Total deposits658,548YoY unavailable

Net loans and leases442,758YoY unavailable

Return on assets0.15%YoY unavailable

Return on equity1.45%YoY unavailable

Net interest margin4.40%YoY unavailable

Peer position

Return on assets93rdstrength · n=902

Return on equity93rdstrength · n=894

Net interest margin91ststrength · n=902

Equity to assets36thin line · n=894

Noncurrent loans9thopportunity · n=887

Liquid assets90thstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits87thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2026-03-31	960,772	658,548	442,758	0.15	1.45	4.40
2026-06-30	1,348,702	1,006,742	677,236	2.22	22.13	4.66

Structure and branch footprint

0 current branch locations across 0 states as of Unavailable. This is an annual branch-location count, not deposit market share.

No linked NIC transformations are available for this institution.

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.