Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #6605 · RSSD 701222
MERCHANTS NATIONAL BANK is an FDIC-insured institution (FDIC certificate #6605). In its Q2 2026 Call Report it reported total assets of $1.3B, total deposits of $1.1B and net loans of $0.9B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for MERCHANTS NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.00% |
|---|---|
| Equity to assets | 9.57% |
| Noncurrent loans ratio | 0.53% |
| Nonaccrual loans ratio | 0.52% |
| Loan to deposit ratio | 85.97% |
| Liquid assets ratio | 20.19% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.1B |
| Net loans and leases | $0.9B |