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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,052,720 | 842,636 | 885,269 | 0.72 | 7.27 | 3.59 |
| 2020-09-30 | 1,052,421 | 864,802 | 886,209 | 0.76 | 7.72 | 3.54 |
| 2020-12-31 | 1,038,330 | 875,021 | 869,309 | 0.69 | 7.04 | 3.57 |
| 2021-03-31 | 1,081,613 | 908,400 | 891,356 | 0.75 | 7.73 | 3.51 |
| 2021-06-30 | 1,120,417 | 948,593 | 906,504 | 0.77 | 8.02 | 3.51 |
| 2021-09-30 | 1,165,010 | 965,755 | 893,420 | 0.75 | 7.82 | 3.52 |
| 2021-12-31 | 1,163,952 | 967,904 | 907,208 | 0.77 | 8.06 | 3.50 |
| 2022-03-31 | 1,150,436 | 962,644 | 931,204 | 0.83 | 8.77 | 3.59 |
| 2022-06-30 | 1,230,052 | 1,013,410 | 1,000,783 | 0.79 | 8.65 | 3.61 |
| 2022-09-30 | 1,278,487 | 1,016,704 | 1,072,166 | 0.81 | 9.21 | 3.61 |
| 2022-12-31 | 1,317,746 | 1,042,080 | 1,107,173 | 0.77 | 8.90 | 3.53 |
| 2023-03-31 | 1,332,758 | 1,015,763 | 1,129,791 | 0.56 | 6.94 | 2.98 |
| 2023-06-30 | 1,355,202 | 1,044,918 | 1,151,276 | 0.48 | 5.97 | 2.87 |
| 2023-09-30 | 1,360,683 | 1,035,461 | 1,157,276 | 0.42 | 5.22 | 2.81 |
| 2023-12-31 | 1,368,285 | 1,030,269 | 1,153,733 | 0.52 | 6.46 | 2.79 |
| 2024-03-31 | 1,358,652 | 1,003,157 | 1,156,212 | 0.38 | 4.51 | 2.71 |
| 2024-06-30 | 1,384,318 | 1,047,199 | 1,165,755 | 0.36 | 4.27 | 2.71 |
| 2024-09-30 | 1,380,640 | 1,050,589 | 1,155,934 | 0.21 | 2.53 | 2.71 |
| 2024-12-31 | 1,353,925 | 1,120,519 | 1,138,261 | 0.23 | 2.70 | 2.76 |
| 2025-03-31 | 1,354,203 | 1,112,041 | 1,137,484 | 0.29 | 3.40 | 2.93 |
| 2025-06-30 | 1,351,508 | 1,099,933 | 1,133,880 | 0.26 | 3.02 | 2.95 |
| 2025-09-30 | 1,348,583 | 1,097,262 | 1,129,996 | 0.29 | 3.27 | 3.01 |
| 2025-12-31 | 1,384,369 | 1,135,223 | 1,141,741 | 0.27 | 3.06 | 3.07 |
| 2026-03-31 | 1,390,762 | 1,139,375 | 1,142,598 | 0.53 | 5.93 | 3.33 |
| 2026-06-30 | 1,407,191 | 1,164,347 | 1,171,770 | 0.47 | 5.30 | 3.35 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-05-01 | 1 | 1358696 | 74403 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.