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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,012,266 | 893,847 | 762,240 | 0.83 | 10.27 | 3.75 |
| 2016-09-30 | 1,042,100 | 938,646 | 784,002 | 0.81 | 10.14 | 3.72 |
| 2016-12-31 | 1,032,014 | 936,192 | 808,699 | 0.82 | 10.40 | 3.75 |
| 2017-03-31 | 1,072,309 | 972,198 | 828,635 | 0.85 | 11.41 | 3.74 |
| 2017-06-30 | 1,111,210 | 987,819 | 856,963 | 0.88 | 11.85 | 3.72 |
| 2017-09-30 | 1,152,677 | 1,026,802 | 871,662 | 0.88 | 11.95 | 3.69 |
| 2017-12-31 | 1,170,354 | 1,028,290 | 903,838 | 0.77 | 10.34 | 3.65 |
| 2018-03-31 | 1,391,171 | 1,214,862 | 1,000,820 | 0.84 | 8.81 | 3.71 |
| 2018-06-30 | 1,415,620 | 1,238,994 | 1,029,475 | 0.92 | 9.10 | 3.69 |
| 2018-09-30 | 2,042,085 | 1,767,028 | 1,562,236 | 0.88 | 8.31 | 3.72 |
| 2018-12-31 | 2,077,686 | 1,727,631 | 1,617,371 | 0.93 | 8.59 | 3.80 |
| 2019-03-31 | 2,147,527 | 1,785,111 | 1,642,233 | 0.86 | 7.56 | 3.62 |
| 2019-06-30 | 2,135,850 | 1,779,113 | 1,687,541 | 0.89 | 7.78 | 3.67 |
| 2019-09-30 | 2,248,606 | 1,890,335 | 1,708,233 | 0.92 | 8.02 | 3.64 |
| 2019-12-31 | 2,230,818 | 1,912,844 | 1,761,663 | 0.91 | 7.95 | 3.59 |
| 2020-03-31 | 2,299,362 | 1,989,068 | 1,803,669 | 0.81 | 7.15 | 3.45 |
| 2020-06-30 | 2,921,238 | 2,339,229 | 2,456,510 | 0.99 | 9.56 | 3.46 |
| 2020-09-30 | 3,052,067 | 2,468,464 | 2,540,595 | 1.02 | 10.26 | 3.37 |
| 2020-12-31 | 2,998,060 | 2,488,910 | 2,396,165 | 1.11 | 11.29 | 3.58 |
| 2021-03-31 | 3,381,371 | 2,679,915 | 2,658,487 | 1.32 | 14.44 | 3.45 |
| 2021-06-30 | 3,461,033 | 2,834,561 | 2,504,679 | 1.32 | 14.23 | 3.45 |
| 2021-09-30 | 3,452,383 | 3,010,514 | 2,379,350 | 1.32 | 13.90 | 3.44 |
| 2021-12-31 | 4,687,600 | 4,047,363 | 3,101,313 | 1.18 | 11.88 | 3.28 |
| 2022-03-31 | 4,665,007 | 4,026,076 | 3,113,858 | 1.02 | 9.09 | 3.23 |
| 2022-06-30 | 4,306,104 | 3,730,393 | 3,172,731 | 1.13 | 9.65 | 3.38 |
| 2022-09-30 | 4,330,400 | 3,746,344 | 3,309,974 | 1.26 | 10.63 | 3.57 |
| 2022-12-31 | 4,481,008 | 3,778,787 | 3,497,637 | 1.34 | 11.14 | 3.63 |
| 2023-03-31 | 4,578,168 | 3,891,370 | 3,582,759 | 1.18 | 9.60 | 3.51 |
| 2023-06-30 | 5,077,733 | 4,289,907 | 4,009,347 | 0.95 | 8.01 | 3.39 |
| 2023-09-30 | 5,205,165 | 4,382,766 | 4,115,923 | 0.92 | 7.92 | 3.33 |
| 2023-12-31 | 5,285,154 | 4,355,950 | 4,222,460 | 0.94 | 8.19 | 3.28 |
| 2024-03-31 | 5,320,982 | 4,385,615 | 4,288,506 | 1.04 | 9.55 | 3.00 |
| 2024-06-30 | 5,386,789 | 4,506,755 | 4,337,693 | 1.01 | 9.24 | 3.07 |
| 2024-09-30 | 5,519,154 | 4,717,558 | 4,404,061 | 1.01 | 9.22 | 3.11 |
| 2024-12-31 | 5,462,964 | 4,773,517 | 4,414,620 | 1.03 | 9.34 | 3.16 |
| 2025-03-31 | 5,536,090 | 4,809,048 | 4,462,180 | 1.12 | 9.89 | 3.35 |
| 2025-06-30 | 6,338,859 | 5,504,661 | 4,801,384 | 1.08 | 9.46 | 3.41 |
| 2025-09-30 | 6,247,478 | 5,390,281 | 4,789,881 | 1.20 | 10.23 | 3.54 |
| 2025-12-31 | 6,116,848 | 5,220,516 | 4,830,415 | 1.25 | 10.45 | 3.64 |
| 2026-03-31 | 6,938,525 | 5,992,297 | 5,485,388 | 1.05 | 8.28 | 3.67 |
| 2026-06-30 | 7,038,845 | 5,965,397 | 5,592,124 | 1.24 | 9.89 | 3.90 |
67 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-02-28 | 1 | 2920773 | 786612 |
| 2025-05-01 | 1 | 664176 | 786612 |
| 2023-05-20 | 1 | 463203 | 786612 |
| 2021-12-01 | 1 | 757612 | 786612 |
| 2018-08-01 | 1 | 3355587 | 786612 |
| 2018-01-09 | 1 | 189820 | 786612 |
| 2015-03-01 | 1 | 235017 | 786612 |
| 1998-07-11 | 1 | 962715 | 786612 |
| 1985-01-01 | 1 | 14119 | 786612 |
| 1971-11-18 | 1 | 1001518 | 786612 |
| 1962-04-23 | 1 | 423814 | 786612 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.