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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-06-30 | 1,027,757 | 834,693 | 818,276 | 1.13 | 11.81 | 4.15 |
| 2022-09-30 | 1,091,193 | 899,043 | 866,674 | 1.25 | 13.60 | 4.20 |
| 2022-12-31 | 1,102,209 | 919,831 | 878,510 | 1.31 | 14.56 | 4.23 |
| 2023-03-31 | 1,109,375 | 883,599 | 858,787 | 1.19 | 13.86 | 4.27 |
| 2023-06-30 | 1,104,501 | 883,795 | 845,513 | 1.03 | 11.91 | 4.12 |
| 2023-09-30 | 1,073,614 | 850,987 | 825,718 | 0.97 | 11.14 | 4.02 |
| 2023-12-31 | 1,052,891 | 851,578 | 805,646 | 0.92 | 10.37 | 3.92 |
| 2024-03-31 | 1,194,215 | 974,334 | 881,439 | -0.41 | -3.91 | 3.52 |
| 2024-06-30 | 1,163,708 | 946,151 | 856,701 | 0.15 | 1.44 | 3.50 |
| 2024-09-30 | 1,113,680 | 904,411 | 805,544 | -0.88 | -8.41 | 3.49 |
| 2024-12-31 | 1,141,476 | 946,325 | 807,960 | -0.52 | -4.95 | 3.43 |
| 2025-03-31 | 1,093,070 | 922,196 | 768,224 | 0.76 | 6.80 | 3.47 |
| 2025-06-30 | 1,072,746 | 893,766 | 748,183 | 0.82 | 7.14 | 3.58 |
| 2025-09-30 | 1,046,748 | 869,016 | 726,029 | 0.80 | 6.71 | 3.60 |
| 2025-12-31 | 1,042,613 | 842,608 | 702,724 | 0.86 | 7.12 | 3.62 |
| 2026-03-31 | 1,043,286 | 841,550 | 687,426 | 1.22 | 9.48 | 4.16 |
| 2026-06-30 | 1,070,620 | 835,800 | 724,020 | 1.03 | 8.08 | 3.97 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-10-01 | 1 | 799359 | 3971 |
| 2024-01-01 | 1 | 30650 | 3971 |
| 2006-11-04 | 1 | 2301840 | 3971 |
| 2004-11-01 | 1 | 2607346 | 3971 |
| 1994-10-01 | 1 | 553878 | 3971 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.