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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,321,977 | 3,739,096 | 2,765,522 | 0.63 | 5.04 | 2.84 |
| 2016-06-30 | 4,397,167 | 3,804,501 | 2,797,796 | 0.64 | 5.14 | 2.82 |
| 2016-09-30 | 4,439,693 | 3,834,963 | 2,814,381 | 0.69 | 5.55 | 2.83 |
| 2016-12-31 | 4,521,734 | 3,921,004 | 2,852,789 | 0.66 | 5.30 | 2.80 |
| 2017-03-31 | 4,555,112 | 3,935,231 | 2,884,976 | 0.82 | 6.56 | 2.72 |
| 2017-06-30 | 4,590,273 | 3,977,762 | 2,932,133 | 0.78 | 6.26 | 2.79 |
| 2017-09-30 | 4,620,429 | 3,994,794 | 2,951,068 | 0.79 | 6.30 | 2.82 |
| 2017-12-31 | 4,684,443 | 4,044,922 | 3,066,903 | 0.72 | 5.75 | 2.85 |
| 2018-03-31 | 4,729,322 | 4,057,691 | 3,111,639 | 0.76 | 6.12 | 2.91 |
| 2018-06-30 | 4,736,838 | 4,092,021 | 3,164,641 | 0.90 | 7.20 | 2.97 |
| 2018-09-30 | 4,794,993 | 4,125,763 | 3,136,972 | 0.94 | 7.50 | 3.00 |
| 2018-12-31 | 4,838,114 | 4,162,029 | 3,090,200 | 0.87 | 6.89 | 3.00 |
| 2019-03-31 | 4,840,527 | 4,146,281 | 3,097,513 | 0.97 | 7.59 | 2.99 |
| 2019-06-30 | 4,900,520 | 4,198,544 | 3,137,256 | 0.90 | 7.01 | 3.00 |
| 2019-09-30 | 4,941,035 | 4,205,246 | 3,172,818 | 0.92 | 7.11 | 3.02 |
| 2019-12-31 | 4,954,135 | 4,230,794 | 3,142,648 | 0.86 | 6.63 | 2.99 |
| 2020-03-31 | 5,081,850 | 4,342,587 | 3,206,842 | 0.13 | 0.97 | 2.81 |
| 2020-06-30 | 5,646,109 | 4,849,279 | 3,395,070 | 0.29 | 2.27 | 2.64 |
| 2020-09-30 | 5,642,748 | 4,855,492 | 3,362,573 | 0.45 | 3.61 | 2.61 |
| 2020-12-31 | 5,752,015 | 4,981,332 | 3,240,990 | 0.41 | 3.27 | 2.50 |
| 2021-03-31 | 5,880,936 | 5,107,210 | 3,219,686 | 0.29 | 2.47 | 2.21 |
| 2021-06-30 | 5,925,576 | 5,170,513 | 3,164,369 | 0.39 | 3.31 | 2.21 |
| 2021-09-30 | 6,032,158 | 5,255,220 | 3,116,313 | 0.47 | 4.07 | 2.25 |
| 2021-12-31 | 6,166,084 | 5,374,874 | 3,059,037 | 0.56 | 4.84 | 2.24 |
| 2022-03-31 | 6,011,746 | 5,293,021 | 3,105,855 | 0.15 | 1.32 | 2.14 |
| 2022-06-30 | 6,024,099 | 5,258,102 | 3,267,755 | 0.25 | 2.34 | 2.23 |
| 2022-09-30 | 6,158,869 | 5,198,977 | 3,425,543 | 0.39 | 3.67 | 2.35 |
| 2022-12-31 | 6,204,550 | 5,123,594 | 3,605,096 | 0.44 | 4.24 | 2.42 |
| 2023-03-31 | 6,222,509 | 4,947,321 | 3,627,788 | 0.26 | 2.67 | 2.37 |
| 2023-06-30 | 6,215,363 | 4,875,072 | 3,725,165 | 0.29 | 2.98 | 2.22 |
| 2023-09-30 | 6,259,375 | 4,884,664 | 3,757,520 | 0.35 | 3.55 | 2.17 |
| 2023-12-31 | 6,301,831 | 4,922,887 | 3,711,523 | 0.11 | 1.12 | 2.12 |
| 2024-03-31 | 6,360,383 | 4,984,437 | 3,695,801 | 0.15 | 1.46 | 1.79 |
| 2024-06-30 | 6,038,826 | 5,048,424 | 3,666,576 | 0.34 | 3.21 | 1.85 |
| 2024-09-30 | 5,983,475 | 5,152,786 | 3,626,874 | 0.34 | 3.15 | 1.90 |
| 2024-12-31 | 6,076,219 | 5,229,615 | 3,582,272 | 0.20 | 1.84 | 1.95 |
| 2025-03-31 | 6,138,950 | 5,276,650 | 3,534,810 | 0.28 | 2.43 | 2.09 |
| 2025-06-30 | 6,102,056 | 5,233,761 | 3,525,423 | 0.37 | 3.15 | 2.20 |
| 2025-09-30 | 6,113,775 | 5,222,010 | 3,542,766 | 0.53 | 4.39 | 2.29 |
| 2025-12-31 | 6,156,507 | 5,225,319 | 3,628,507 | 0.54 | 4.47 | 2.36 |
| 2026-03-31 | 6,153,688 | 5,208,359 | 3,672,488 | 0.58 | 4.54 | 2.63 |
| 2026-06-30 | 6,148,813 | 5,176,053 | 3,754,477 | 0.72 | 5.57 | 2.72 |
35 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-07-01 | 1 | 760108 | 888002 |
| 1988-05-01 | 1 | 681203 | 888002 |
| 1982-02-01 | 1 | 888703 | 888002 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.