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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 11,950,192 | 6,662,603 | 9,882,989 | 1.71 | 18.06 | 4.31 |
| 2016-06-30 | 12,264,230 | 6,660,591 | 9,798,447 | 1.70 | 18.40 | 4.16 |
| 2016-09-30 | 12,903,921 | 7,413,172 | 10,254,710 | 1.75 | 18.77 | 4.20 |
| 2016-12-31 | 13,265,339 | 7,382,402 | 10,591,435 | 2.55 | 26.55 | 4.19 |
| 2017-03-31 | 14,884,364 | 7,674,716 | 10,630,229 | 1.72 | 16.71 | 3.74 |
| 2017-06-30 | 14,547,409 | 7,829,551 | 10,445,582 | 1.92 | 18.70 | 3.68 |
| 2017-09-30 | 14,851,101 | 7,949,345 | 10,596,447 | 1.79 | 17.44 | 3.61 |
| 2017-12-31 | 14,726,156 | 8,010,282 | 10,779,075 | 1.53 | 14.90 | 3.60 |
| 2018-03-31 | 14,896,579 | 8,183,777 | 10,987,757 | 2.13 | 20.58 | 3.62 |
| 2018-06-30 | 15,379,715 | 8,304,163 | 11,109,934 | 2.02 | 19.36 | 3.65 |
| 2018-09-30 | 16,467,846 | 8,658,700 | 11,929,065 | 1.97 | 18.90 | 3.64 |
| 2018-12-31 | 17,230,779 | 8,843,603 | 12,479,706 | 1.84 | 17.90 | 3.59 |
| 2019-03-31 | 19,335,397 | 9,072,149 | 14,261,006 | 1.77 | 18.88 | 3.33 |
| 2019-06-30 | 20,065,589 | 10,135,237 | 14,430,369 | 1.53 | 16.86 | 3.31 |
| 2019-09-30 | 21,611,353 | 11,549,018 | 15,382,265 | 1.40 | 15.95 | 3.25 |
| 2019-12-31 | 22,986,309 | 12,416,101 | 16,179,108 | 1.46 | 16.98 | 3.18 |
| 2020-03-31 | 24,197,472 | 12,924,693 | 16,661,167 | 0.99 | 13.86 | 2.91 |
| 2020-06-30 | 24,331,822 | 16,082,553 | 18,719,129 | 1.20 | 17.25 | 3.02 |
| 2020-09-30 | 28,168,429 | 17,856,443 | 22,506,258 | 1.49 | 22.01 | 3.26 |
| 2020-12-31 | 29,602,861 | 19,054,953 | 23,733,036 | 1.55 | 22.79 | 3.38 |
| 2021-03-31 | 31,476,798 | 19,584,911 | 25,570,818 | 2.62 | 35.39 | 3.63 |
| 2021-06-30 | 31,048,180 | 20,572,266 | 25,225,465 | 2.85 | 36.85 | 3.62 |
| 2021-09-30 | 31,277,644 | 20,368,661 | 25,671,656 | 2.70 | 33.83 | 3.57 |
| 2021-12-31 | 32,127,026 | 19,821,588 | 26,762,494 | 2.60 | 31.93 | 3.57 |
| 2022-03-31 | 32,233,520 | 19,042,005 | 26,498,737 | 2.42 | 25.57 | 3.41 |
| 2022-06-30 | 33,075,693 | 20,747,880 | 26,468,261 | 2.23 | 23.08 | 3.34 |
| 2022-09-30 | 33,326,143 | 19,672,580 | 27,902,442 | 2.11 | 21.30 | 3.36 |
| 2022-12-31 | 34,681,050 | 19,996,369 | 29,155,840 | 2.07 | 20.52 | 3.35 |
| 2023-03-31 | 37,240,719 | 20,097,256 | 30,409,455 | 1.44 | 14.27 | 2.95 |
| 2023-06-30 | 36,482,812 | 21,143,487 | 29,852,289 | 1.41 | 13.93 | 2.90 |
| 2023-09-30 | 36,634,909 | 21,985,233 | 30,057,773 | 1.41 | 13.73 | 2.87 |
| 2023-12-31 | 36,651,207 | 23,147,777 | 30,017,964 | 1.35 | 13.29 | 2.84 |
| 2024-03-31 | 36,940,948 | 24,393,478 | 30,343,343 | 0.96 | 9.38 | 2.73 |
| 2024-06-30 | 37,930,177 | 23,008,973 | 30,766,734 | 0.97 | 9.60 | 2.67 |
| 2024-09-30 | 39,032,928 | 24,215,890 | 31,543,812 | 1.01 | 10.23 | 2.65 |
| 2024-12-31 | 39,086,938 | 24,814,986 | 31,954,275 | 1.08 | 10.92 | 2.68 |
| 2025-03-31 | 39,520,217 | 24,326,470 | 32,359,274 | 1.10 | 11.28 | 2.80 |
| 2025-06-30 | 40,442,347 | 24,738,750 | 32,756,881 | 1.18 | 12.42 | 2.83 |
| 2025-09-30 | 41,161,881 | 25,290,558 | 32,334,041 | 1.17 | 12.38 | 2.86 |
| 2025-12-31 | 41,367,487 | 24,559,280 | 31,756,585 | 1.19 | 12.57 | 2.89 |
| 2026-03-31 | 42,109,827 | 24,689,384 | 33,380,242 | 1.39 | 14.48 | 2.95 |
| 2026-06-30 | 42,834,126 | 25,329,496 | 33,308,744 | 1.46 | 15.13 | 3.03 |
93 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-07-01 | 1 | 3247598 | 595270 |
| 2015-01-07 | 1 | 3168563 | 595270 |
| 2009-08-15 | 50 | 3223800 | 595270 |
| 2009-08-15 | 50 | 2608790 | 595270 |
| 1997-09-13 | 1 | 327958 | 595270 |
| 1997-06-28 | 1 | 505055 | 595270 |
| 1991-08-17 | 50 | 826479 | 595270 |
| 1991-08-10 | 50 | 834577 | 595270 |
| 1988-07-30 | 50 | 189473 | 595270 |
| 1986-10-14 | 50 | 314079 | 595270 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.