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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,895,644 | 2,395,022 | 2,104,828 | 0.84 | 7.32 | 4.03 |
| 2016-06-30 | 3,020,640 | 2,397,792 | 2,248,071 | 0.95 | 8.14 | 4.28 |
| 2016-09-30 | 3,248,521 | 2,464,052 | 2,358,582 | 1.01 | 8.69 | 4.21 |
| 2016-12-31 | 3,230,875 | 2,443,168 | 2,375,679 | 1.19 | 10.16 | 4.13 |
| 2017-03-31 | 3,366,070 | 2,565,694 | 2,479,045 | 1.12 | 9.58 | 3.95 |
| 2017-06-30 | 3,470,024 | 2,617,449 | 2,516,994 | 0.78 | 6.81 | 3.90 |
| 2017-09-30 | 4,341,952 | 3,138,262 | 3,176,985 | 0.52 | 4.15 | 3.44 |
| 2017-12-31 | 4,401,191 | 3,191,904 | 3,260,336 | 0.41 | 3.32 | 3.58 |
| 2018-03-31 | 4,376,781 | 3,121,549 | 3,241,510 | 0.13 | 0.99 | 3.87 |
| 2018-06-30 | 4,444,758 | 3,073,325 | 3,337,788 | 0.31 | 2.48 | 3.86 |
| 2018-09-30 | 5,715,726 | 4,171,988 | 4,171,897 | 0.68 | 5.37 | 3.70 |
| 2018-12-31 | 5,629,526 | 4,095,300 | 4,147,049 | 0.82 | 6.46 | 3.81 |
| 2019-03-31 | 5,631,841 | 4,059,581 | 4,085,866 | 1.11 | 8.15 | 3.91 |
| 2019-06-30 | 5,538,807 | 4,038,071 | 4,069,745 | 1.19 | 8.68 | 3.95 |
| 2019-09-30 | 5,712,771 | 4,183,557 | 4,180,308 | 1.12 | 8.15 | 3.94 |
| 2019-12-31 | 6,073,827 | 4,597,914 | 4,389,813 | 1.07 | 7.98 | 3.80 |
| 2020-03-31 | 6,194,824 | 4,699,638 | 4,451,511 | 0.23 | 1.76 | 3.68 |
| 2020-06-30 | 6,628,965 | 5,007,347 | 4,824,733 | 0.57 | 4.48 | 3.65 |
| 2020-09-30 | 6,691,009 | 5,092,864 | 4,951,195 | 0.43 | 3.47 | 3.63 |
| 2020-12-31 | 6,857,988 | 5,161,594 | 5,180,978 | 0.47 | 3.91 | 3.66 |
| 2021-03-31 | 6,872,557 | 5,407,491 | 4,903,293 | 1.17 | 10.37 | 3.56 |
| 2021-06-30 | 6,616,623 | 5,241,867 | 4,789,389 | 1.23 | 10.71 | 3.55 |
| 2021-09-30 | 7,083,098 | 5,639,110 | 4,886,500 | 1.23 | 10.80 | 3.51 |
| 2021-12-31 | 7,434,242 | 6,148,477 | 5,205,784 | 1.26 | 11.14 | 3.49 |
| 2022-03-31 | 7,268,287 | 6,098,699 | 5,417,494 | 1.39 | 13.37 | 3.75 |
| 2022-06-30 | 7,365,195 | 6,220,026 | 5,661,813 | 1.32 | 12.94 | 3.92 |
| 2022-09-30 | 7,754,858 | 6,488,671 | 6,056,338 | 1.29 | 12.72 | 3.96 |
| 2022-12-31 | 7,783,278 | 6,367,307 | 6,150,207 | 1.39 | 13.65 | 3.95 |
| 2023-03-31 | 7,852,913 | 6,429,163 | 6,188,807 | 0.88 | 8.58 | 3.70 |
| 2023-06-30 | 7,953,299 | 6,432,285 | 6,193,639 | 0.88 | 8.58 | 3.66 |
| 2023-09-30 | 7,889,595 | 6,406,682 | 6,101,709 | 0.87 | 8.53 | 3.66 |
| 2023-12-31 | 7,782,095 | 6,316,770 | 5,948,084 | 0.84 | 8.25 | 3.66 |
| 2024-03-31 | 7,756,052 | 6,329,349 | 5,777,357 | 1.27 | 12.11 | 3.58 |
| 2024-06-30 | 7,701,190 | 6,124,643 | 5,679,169 | 1.35 | 12.73 | 3.57 |
| 2024-09-30 | 7,694,045 | 6,262,217 | 5,585,171 | 1.25 | 11.64 | 3.57 |
| 2024-12-31 | 7,496,784 | 6,202,564 | 5,401,317 | 0.57 | 5.33 | 3.58 |
| 2025-03-31 | 7,273,790 | 5,942,621 | 5,200,698 | -7.54 | -76.22 | 3.65 |
| 2025-06-30 | 7,096,444 | 5,955,068 | 4,979,904 | -3.43 | -35.40 | 3.70 |
| 2025-09-30 | 6,902,904 | 5,610,152 | 4,774,236 | -2.09 | -21.93 | 3.80 |
| 2025-12-31 | 6,502,519 | 5,429,071 | 4,290,566 | -1.62 | -17.07 | 3.84 |
| 2026-03-31 | 6,539,611 | 5,450,631 | 4,277,407 | 1.18 | 12.69 | 3.98 |
| 2026-06-30 | 6,691,838 | 5,721,115 | 4,190,129 | 1.22 | 13.18 | 4.01 |
60 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-10-19 | 1 | 300036 | 773247 |
| 2018-07-14 | 1 | 813947 | 773247 |
| 2017-09-02 | 1 | 457547 | 773247 |
| 2015-03-31 | 1 | 501972 | 773247 |
| 2013-06-06 | 1 | 620930 | 773247 |
| 2010-10-16 | 50 | 3384840 | 773247 |
| 2009-05-23 | 50 | 2796295 | 773247 |
| 2009-02-14 | 1 | 268341 | 773247 |
| 2000-07-15 | 1 | 605870 | 773247 |
| 1999-08-27 | 1 | 162645 | 773247 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.