Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-06-30 | 1,006,807 | 887,364 | 689,780 | 0.82 | 10.01 | 3.29 |
| 2023-09-30 | 1,019,594 | 858,557 | 723,178 | 0.77 | 9.45 | 3.21 |
| 2023-12-31 | 1,070,453 | 886,720 | 770,421 | 0.72 | 8.79 | 3.14 |
| 2024-03-31 | 1,049,632 | 892,539 | 768,153 | 0.50 | 6.18 | 2.98 |
| 2024-06-30 | 1,078,756 | 904,650 | 800,205 | 0.53 | 6.52 | 2.98 |
| 2024-09-30 | 1,143,063 | 959,715 | 804,394 | 0.60 | 7.39 | 2.97 |
| 2024-12-31 | 1,167,428 | 936,877 | 866,573 | 0.62 | 7.74 | 2.99 |
| 2025-03-31 | 1,165,133 | 941,031 | 858,645 | 0.79 | 9.95 | 3.20 |
| 2025-06-30 | 1,210,025 | 979,317 | 890,602 | 0.80 | 10.19 | 3.25 |
| 2025-09-30 | 1,247,976 | 1,021,231 | 919,571 | 0.87 | 10.96 | 3.32 |
| 2025-12-31 | 1,252,928 | 1,044,708 | 927,698 | 0.86 | 10.69 | 3.37 |
| 2026-03-31 | 1,245,317 | 1,064,814 | 901,921 | 0.98 | 11.68 | 3.63 |
| 2026-06-30 | 1,237,744 | 1,041,239 | 897,896 | 1.10 | 12.84 | 3.69 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1998-12-30 | 1 | 142254 | 669555 |
| 1998-12-30 | 1 | 481953 | 669555 |
| 1998-12-30 | 1 | 916455 | 669555 |
| 1998-12-30 | 1 | 918552 | 669555 |
| 1984-05-09 | 1 | 238894 | 669555 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.