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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,669,787 | 1,290,465 | 1,061,178 | 0.73 | 7.29 | 3.24 |
| 2016-06-30 | 1,669,590 | 1,323,064 | 1,099,073 | 0.71 | 7.11 | 3.20 |
| 2016-09-30 | 1,838,801 | 1,396,851 | 1,198,503 | 0.83 | 8.19 | 3.15 |
| 2016-12-31 | 1,842,691 | 1,430,298 | 1,208,056 | 0.81 | 8.03 | 3.17 |
| 2017-03-31 | 1,877,440 | 1,375,883 | 1,247,186 | 0.58 | 5.84 | 3.13 |
| 2017-06-30 | 1,878,088 | 1,388,983 | 1,274,632 | 0.67 | 6.63 | 3.27 |
| 2017-09-30 | 1,850,766 | 1,388,057 | 1,291,078 | 0.71 | 6.95 | 3.37 |
| 2017-12-31 | 1,876,110 | 1,395,518 | 1,320,419 | 0.54 | 5.37 | 3.36 |
| 2018-03-31 | 1,880,482 | 1,401,167 | 1,330,276 | 0.72 | 7.15 | 3.21 |
| 2018-06-30 | 1,895,188 | 1,383,654 | 1,346,993 | 0.76 | 7.53 | 3.13 |
| 2018-09-30 | 1,909,379 | 1,379,852 | 1,385,933 | 0.75 | 7.49 | 3.08 |
| 2018-12-31 | 1,946,316 | 1,410,132 | 1,406,744 | 0.82 | 8.19 | 3.12 |
| 2019-03-31 | 1,988,104 | 1,491,229 | 1,433,476 | 0.39 | 3.94 | 2.91 |
| 2019-06-30 | 1,965,598 | 1,493,637 | 1,434,317 | 0.44 | 4.37 | 2.94 |
| 2019-09-30 | 2,007,385 | 1,505,448 | 1,466,675 | 0.53 | 5.24 | 2.92 |
| 2019-12-31 | 2,050,530 | 1,577,535 | 1,513,333 | 0.59 | 5.88 | 2.94 |
| 2020-03-31 | 2,072,126 | 1,572,831 | 1,533,976 | 0.57 | 5.75 | 2.88 |
| 2020-06-30 | 2,336,280 | 1,812,204 | 1,767,169 | 0.58 | 6.05 | 2.82 |
| 2020-09-30 | 2,275,400 | 1,754,946 | 1,793,785 | 0.64 | 6.66 | 2.90 |
| 2020-12-31 | 2,273,804 | 1,731,037 | 1,804,003 | 0.71 | 7.44 | 3.00 |
| 2021-03-31 | 2,336,080 | 1,792,945 | 1,867,551 | 0.96 | 10.00 | 3.22 |
| 2021-06-30 | 2,325,016 | 1,803,429 | 1,805,206 | 0.95 | 9.45 | 3.20 |
| 2021-09-30 | 2,303,904 | 1,777,703 | 1,779,998 | 1.01 | 9.70 | 3.25 |
| 2021-12-31 | 2,374,880 | 1,885,615 | 1,811,983 | 1.02 | 9.65 | 3.29 |
| 2022-03-31 | 2,383,048 | 1,894,615 | 1,854,212 | 0.99 | 8.83 | 3.26 |
| 2022-06-30 | 2,430,748 | 1,912,872 | 1,939,555 | 1.04 | 9.33 | 3.38 |
| 2022-09-30 | 2,446,835 | 2,008,815 | 1,938,449 | 1.01 | 9.17 | 3.46 |
| 2022-12-31 | 2,556,235 | 2,123,507 | 2,011,091 | 1.00 | 9.13 | 3.51 |
| 2023-03-31 | 2,631,848 | 2,206,727 | 2,048,003 | 1.03 | 9.84 | 3.64 |
| 2023-06-30 | 2,671,045 | 2,243,301 | 2,077,251 | 1.12 | 10.77 | 3.63 |
| 2023-09-30 | 2,706,930 | 2,271,580 | 2,131,606 | 1.06 | 10.18 | 3.60 |
| 2023-12-31 | 2,753,012 | 2,298,287 | 2,117,149 | 1.00 | 9.61 | 3.56 |
| 2024-03-31 | 2,724,414 | 2,267,728 | 2,133,744 | 1.18 | 11.15 | 3.43 |
| 2024-06-30 | 2,787,716 | 2,319,210 | 2,136,582 | 1.07 | 10.10 | 3.40 |
| 2024-09-30 | 2,754,309 | 2,286,540 | 2,135,423 | 1.11 | 10.23 | 3.41 |
| 2024-12-31 | 2,815,493 | 2,345,073 | 2,236,450 | 1.04 | 9.58 | 3.42 |
| 2025-03-31 | 2,868,243 | 2,394,382 | 2,271,197 | 1.14 | 10.09 | 3.48 |
| 2025-06-30 | 2,974,164 | 2,486,440 | 2,371,212 | 1.13 | 10.01 | 3.50 |
| 2025-09-30 | 2,982,595 | 2,487,454 | 2,389,179 | 1.17 | 10.29 | 3.59 |
| 2025-12-31 | 2,980,633 | 2,459,375 | 2,382,177 | 1.10 | 9.49 | 3.65 |
| 2026-03-31 | 3,034,068 | 2,521,420 | 2,372,751 | 1.32 | 10.72 | 3.84 |
| 2026-06-30 | 3,069,248 | 2,523,075 | 2,411,740 | 1.34 | 10.84 | 3.91 |
18 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-07-16 | 1 | 534653 | 657459 |
| 2015-04-25 | 1 | 420457 | 657459 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.