Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

MINNWEST BANK

FDIC #16958 · MN · period 20260630

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Total assets1,610,459-1.27% YoY

Total deposits1,357,115+0.22% YoY

Net loans and leases1,350,978+1.33% YoY

Return on assets0.99%+7.52% YoY

Return on equity9.82%+12.49% YoY

Net interest margin3.86%-0.71% YoY

Peer position

Return on assets41stin line · n=902

Return on equity36thin line · n=894

Net interest margin79thstrength · n=902

Equity to assets68thin line · n=894

Noncurrent loans47thin line · n=887

Liquid assets26thopportunity · n=895

Brokered deposits24thopportunity · n=890

Loans to deposits39thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,610,459	1,357,115	1,350,978	0.99	9.82	3.86
2016-06-30	1,638,603	1,377,626	1,351,492	0.94	9.31	3.88
2016-09-30	1,600,395	1,361,948	1,332,365	0.92	9.00	3.90
2016-12-31	1,615,610	1,384,644	1,349,677	0.97	9.45	3.91
2017-03-31	1,631,138	1,354,144	1,333,300	0.92	8.73	3.89
2017-06-30	1,662,479	1,410,104	1,385,916	1.01	9.57	3.97
2017-09-30	1,643,746	1,417,053	1,372,055	1.00	9.43	3.99
2017-12-31	1,725,679	1,496,472	1,423,138	1.06	10.13	3.96
2018-03-31	1,694,727	1,452,483	1,402,481	0.89	8.53	3.82
2018-06-30	1,747,166	1,517,772	1,447,440	1.03	9.79	3.89
2018-09-30	1,832,752	1,580,175	1,519,168	1.06	9.97	3.90
2018-12-31	1,987,488	1,726,825	1,623,057	1.10	10.29	3.93
2019-03-31	1,982,825	1,689,641	1,629,401	0.97	8.82	4.01
2019-06-30	2,046,212	1,736,437	1,659,367	1.05	9.56	3.97
2019-09-30	1,995,601	1,713,088	1,614,680	1.07	9.58	3.96
2019-12-31	2,068,880	1,780,610	1,650,110	1.07	9.64	3.90
2020-03-31	2,029,061	1,712,421	1,646,024	0.91	7.98	3.75
2020-06-30	2,227,048	1,886,805	1,752,337	1.21	10.77	3.89
2020-09-30	2,213,798	1,920,529	1,704,886	1.12	10.05	3.82
2020-12-31	2,297,562	1,997,409	1,649,740	1.08	9.76	3.73
2021-03-31	2,364,186	2,065,963	1,615,144	1.27	11.89	3.81
2021-06-30	2,323,049	2,021,081	1,566,721	1.22	11.30	3.73
2021-09-30	2,324,687	2,020,982	1,596,581	1.06	9.82	3.60
2021-12-31	2,704,195	2,388,816	1,878,751	1.06	10.06	3.53
2022-03-31	2,688,662	2,396,549	1,825,027	1.04	11.07	3.34
2022-06-30	2,663,568	2,377,547	1,889,833	1.08	11.68	3.55
2022-09-30	2,718,153	2,429,119	1,941,551	1.16	12.71	3.63
2022-12-31	2,847,684	2,481,411	2,006,103	1.10	12.22	3.64
2023-03-31	2,855,805	2,513,659	2,005,342	0.80	9.11	3.43
2023-06-30	2,907,273	2,485,936	2,063,354	0.72	8.19	3.29
2023-09-30	2,949,661	2,520,546	2,117,618	0.79	8.97	3.24
2023-12-31	3,110,211	2,590,381	2,235,414	0.67	7.64	3.17
2024-03-31	3,077,716	2,531,281	2,249,946	0.74	8.39	2.89
2024-06-30	3,145,233	2,603,826	2,300,367	0.63	7.08	2.89
2024-09-30	3,159,036	2,741,277	2,256,454	0.66	7.38	3.00
2024-12-31	3,161,280	2,826,237	2,294,902	0.69	7.62	3.06
2025-03-31	3,091,443	2,754,708	2,228,795	0.74	7.74	3.29
2025-06-30	2,923,779	2,580,736	2,178,895	0.83	8.40	3.50
2025-09-30	2,937,623	2,577,064	2,085,499	0.93	9.20	3.63
2025-12-31	3,012,445	2,645,028	2,151,057	0.92	9.00	3.74
2026-03-31	2,965,084	2,599,116	2,247,287	1.25	11.39	4.10
2026-06-30	2,940,968	2,570,026	2,320,542	1.14	10.26	4.23

Structure and branch footprint

36 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2021-11-20	1	836852	302656
2018-11-17	1	624152	302656
2018-11-17	1	373058	302656
2018-09-22	1	91651	302656
2014-07-26	1	1000557	302656
2014-05-24	1	2502366	302656
2014-05-24	1	2718608	302656
2014-05-24	1	2910194	302656
2014-05-24	1	699552	302656
2014-05-24	1	772558	302656
2014-05-24	1	790851	302656
2014-05-24	1	957159	302656
1997-02-07	1	757555	302656

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.