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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,367,481 | 4,140,796 | 5,635,313 | 0.54 | 2.78 | 1.21 |
| 2016-06-30 | 6,272,961 | 4,753,505 | 5,598,912 | 0.72 | 3.67 | 1.30 |
| 2016-09-30 | 6,815,036 | 4,699,549 | 5,834,509 | 0.13 | 0.67 | 1.32 |
| 2016-12-31 | 6,893,303 | 4,608,530 | 5,345,927 | 0.81 | 4.29 | 1.37 |
| 2017-03-31 | 6,432,064 | 4,125,110 | 4,936,086 | 0.73 | 3.78 | 1.33 |
| 2017-06-30 | 6,083,243 | 3,834,306 | 4,609,749 | 0.67 | 3.39 | 1.44 |
| 2017-09-30 | 6,106,388 | 3,850,703 | 4,521,793 | 0.60 | 2.98 | 1.49 |
| 2017-12-31 | 6,742,698 | 4,536,212 | 4,182,467 | 0.12 | 0.60 | 1.48 |
| 2018-03-31 | 5,874,678 | 3,656,316 | 4,310,194 | 0.90 | 4.16 | 1.63 |
| 2018-06-30 | 5,386,641 | 3,220,471 | 4,324,891 | 0.86 | 3.78 | 1.75 |
| 2018-09-30 | 5,506,512 | 3,320,684 | 4,081,748 | 0.91 | 3.88 | 1.82 |
| 2018-12-31 | 5,827,398 | 3,622,565 | 4,919,519 | 0.72 | 3.06 | 1.88 |
| 2019-03-31 | 6,117,768 | 3,866,199 | 4,967,179 | 0.24 | 1.01 | 1.96 |
| 2019-06-30 | 6,297,372 | 3,945,832 | 4,917,314 | 0.81 | 3.52 | 1.88 |
| 2019-09-30 | 6,072,448 | 3,678,555 | 5,050,923 | 0.99 | 4.25 | 1.81 |
| 2019-12-31 | 6,690,628 | 4,055,838 | 5,546,805 | 0.92 | 4.03 | 1.72 |
| 2020-03-31 | 8,112,155 | 5,289,102 | 6,388,109 | 0.45 | 2.27 | 1.24 |
| 2020-06-30 | 7,888,397 | 4,775,935 | 6,379,867 | 0.29 | 1.52 | 1.00 |
| 2020-09-30 | 7,960,812 | 4,471,685 | 6,500,577 | 0.18 | 0.94 | 0.87 |
| 2020-12-31 | 7,380,887 | 3,970,404 | 5,808,402 | 0.17 | 0.88 | 0.83 |
| 2021-03-31 | 7,652,920 | 4,253,555 | 6,257,779 | 0.54 | 2.78 | 0.81 |
| 2021-06-30 | 7,855,150 | 4,360,864 | 6,053,933 | 0.45 | 2.33 | 0.83 |
| 2021-09-30 | 7,373,011 | 3,917,285 | 6,071,556 | 0.40 | 2.05 | 0.82 |
| 2021-12-31 | 6,734,224 | 3,953,061 | 5,322,584 | 0.59 | 2.98 | 0.85 |
| 2022-03-31 | 6,967,587 | 4,247,556 | 5,484,637 | 0.42 | 1.98 | 0.90 |
| 2022-06-30 | 6,915,938 | 4,177,846 | 5,612,319 | 0.72 | 3.40 | 1.14 |
| 2022-09-30 | 6,883,631 | 4,329,171 | 5,289,359 | 0.85 | 3.99 | 1.47 |
| 2022-12-31 | 7,003,100 | 4,539,845 | 4,645,599 | 1.01 | 4.73 | 1.79 |
| 2023-03-31 | 7,047,471 | 4,485,268 | 4,258,415 | 1.41 | 6.53 | 2.59 |
| 2023-06-30 | 6,145,125 | 4,951,808 | 2,966,330 | 1.51 | 7.40 | 2.66 |
| 2023-09-30 | 6,438,857 | 5,199,186 | 2,825,653 | 1.49 | 7.58 | 2.75 |
| 2023-12-31 | 7,601,952 | 6,334,157 | 2,790,628 | 1.48 | 7.94 | 2.72 |
| 2024-03-31 | 5,885,686 | 4,656,103 | 2,909,257 | 1.82 | 10.66 | 2.90 |
| 2024-06-30 | 6,034,191 | 4,717,395 | 2,856,957 | 1.88 | 10.50 | 3.06 |
| 2024-09-30 | 6,596,784 | 5,232,345 | 2,631,356 | 1.82 | 10.04 | 3.06 |
| 2024-12-31 | 8,367,264 | 6,970,697 | 2,511,603 | 1.65 | 9.55 | 2.81 |
| 2025-03-31 | 7,486,619 | 6,142,378 | 2,221,091 | 1.10 | 6.90 | 2.00 |
| 2025-06-30 | 6,603,064 | 5,168,614 | 2,434,702 | 1.06 | 6.27 | 2.21 |
| 2025-09-30 | 6,595,194 | 5,132,937 | 2,407,287 | 1.17 | 6.64 | 2.27 |
| 2025-12-31 | 5,495,218 | 4,009,422 | 1,799,302 | 1.36 | 7.26 | 2.33 |
| 2026-03-31 | 4,050,082 | 2,826,473 | 428,884 | 1.38 | 5.25 | 2.19 |
| 2026-06-30 | 2,137,445 | 1,738,413 | 398,765 | 1.22 | 5.05 | 2.45 |
4 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-12-31 | 1 | 1160161 | 229913 |
| 2002-12-01 | 1 | 132415 | 229913 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.