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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,178,149 | 1,089,174 | 1,670,950 | 4.39 | 9.57 | 5.73 |
| 2016-06-30 | 2,498,585 | 1,363,783 | 1,880,148 | 4.10 | 9.46 | 5.39 |
| 2016-09-30 | 2,424,899 | 1,303,208 | 1,924,736 | 4.36 | 10.22 | 5.70 |
| 2016-12-31 | 2,429,362 | 1,249,444 | 1,884,900 | 4.54 | 10.57 | 5.69 |
| 2017-03-31 | 2,182,216 | 1,481,531 | 1,662,925 | 5.30 | 14.58 | 6.04 |
| 2017-06-30 | 2,122,168 | 1,405,380 | 1,621,886 | 5.47 | 16.40 | 6.06 |
| 2017-09-30 | 2,064,533 | 1,389,454 | 1,520,559 | 5.44 | 16.74 | 6.22 |
| 2017-12-31 | 1,889,185 | 1,165,696 | 1,394,875 | 5.30 | 16.23 | 6.15 |
| 2018-03-31 | 1,968,261 | 1,052,707 | 1,274,731 | 1.97 | 5.91 | 4.62 |
| 2018-06-30 | 1,920,626 | 1,000,754 | 1,160,071 | 2.19 | 6.52 | 4.77 |
| 2018-09-30 | 2,303,508 | 1,392,352 | 1,067,552 | 2.55 | 7.87 | 4.46 |
| 2018-12-31 | 2,182,999 | 1,388,410 | 1,143,751 | 1.24 | 3.99 | 4.38 |
| 2019-03-31 | 2,000,729 | 1,295,950 | 1,099,396 | -1.46 | -5.53 | 4.23 |
| 2019-06-30 | 1,961,924 | 1,263,146 | 1,059,879 | -0.21 | -0.76 | 4.72 |
| 2019-09-30 | 1,593,604 | 1,028,433 | 1,016,214 | -0.25 | -0.93 | 5.32 |
| 2019-12-31 | 1,568,349 | 991,975 | 972,206 | 0.72 | 2.59 | 5.53 |
| 2020-03-31 | 1,695,955 | 1,146,424 | 931,654 | -2.59 | -9.29 | 5.22 |
| 2020-06-30 | 2,134,657 | 1,358,070 | 891,064 | -0.08 | -0.31 | 5.31 |
| 2020-09-30 | 2,040,293 | 1,332,597 | 856,750 | 1.54 | 5.98 | 5.88 |
| 2020-12-31 | 1,751,102 | 1,128,441 | 756,560 | 1.59 | 6.00 | 6.20 |
| 2021-03-31 | 1,908,085 | 1,132,273 | 710,177 | 17.59 | 56.81 | 6.81 |
| 2021-06-30 | 1,742,887 | 1,062,408 | 846,580 | 7.35 | 23.12 | 6.89 |
| 2021-09-30 | 2,064,275 | 1,324,098 | 670,791 | 8.03 | 25.60 | 6.83 |
| 2021-12-31 | 2,099,796 | 1,351,193 | 613,331 | 6.45 | 20.74 | 6.64 |
| 2022-03-31 | 3,076,875 | 2,145,393 | 583,655 | 9.91 | 39.11 | 3.91 |
| 2022-06-30 | 4,498,766 | 2,514,661 | 1,729,618 | 8.87 | 42.24 | 3.32 |
| 2022-09-30 | 5,384,421 | 3,204,731 | 1,508,418 | 10.37 | 55.52 | 2.79 |
| 2022-12-31 | 6,665,954 | 4,504,281 | 516,978 | 7.01 | 42.21 | 2.47 |
| 2023-03-31 | 7,653,795 | 4,241,780 | 490,884 | -1.55 | -14.00 | 1.01 |
| 2023-06-30 | 6,484,193 | 2,970,725 | 480,867 | 1.68 | 14.32 | 1.28 |
| 2023-09-30 | 6,954,994 | 3,232,887 | 563,510 | 3.42 | 27.82 | 1.31 |
| 2023-12-31 | 5,705,827 | 2,054,462 | 743,898 | 1.32 | 10.23 | 1.25 |
| 2024-03-31 | 4,843,386 | 2,400,467 | 824,263 | 11.94 | 62.75 | 2.49 |
| 2024-06-30 | 4,783,772 | 2,402,420 | 819,165 | 7.75 | 39.11 | 2.36 |
| 2024-09-30 | 5,824,989 | 3,529,856 | 1,638,221 | 3.31 | 17.30 | 1.83 |
| 2024-12-31 | 6,619,890 | 4,178,037 | 931,691 | 3.99 | 21.56 | 1.79 |
| 2025-03-31 | 6,333,936 | 3,814,385 | 372,470 | 0.56 | 3.19 | 1.87 |
| 2025-06-30 | 5,572,658 | 2,507,114 | 370,839 | 0.58 | 3.15 | 1.61 |
| 2025-09-30 | 4,483,036 | 1,776,956 | 335,679 | 0.31 | 1.53 | 1.55 |
| 2025-12-31 | 3,548,056 | 1,125,418 | 394,152 | 0.58 | 2.65 | 1.62 |
| 2026-03-31 | 3,168,602 | 947,311 | 361,758 | 2.39 | 7.47 | 1.92 |
| 2026-06-30 | 3,160,448 | 912,992 | 447,594 | 4.06 | 12.77 | 4.51 |
6 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-12-19 | 50 | 207274 | 1176881 |
| 2003-02-08 | 50 | 1029325 | 1176881 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.