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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,077,968 | 893,100 | 819,493 | 1.09 | 12.53 | 3.47 |
| 2020-09-30 | 1,120,014 | 964,323 | 817,243 | 1.10 | 13.13 | 3.37 |
| 2020-12-31 | 1,144,083 | 1,004,510 | 774,872 | 1.08 | 13.15 | 3.33 |
| 2021-03-31 | 1,175,846 | 1,037,087 | 784,498 | 0.99 | 13.03 | 2.81 |
| 2021-06-30 | 1,156,626 | 1,017,806 | 772,661 | 0.98 | 12.95 | 2.80 |
| 2021-09-30 | 1,163,435 | 1,026,433 | 749,910 | 0.98 | 12.90 | 2.83 |
| 2021-12-31 | 1,177,451 | 1,036,546 | 726,085 | 1.09 | 14.33 | 2.81 |
| 2022-03-31 | 1,192,534 | 1,064,747 | 721,210 | 0.89 | 12.18 | 2.67 |
| 2022-06-30 | 1,159,190 | 1,042,223 | 717,079 | 0.96 | 13.29 | 2.74 |
| 2022-09-30 | 1,150,609 | 1,006,452 | 722,278 | 0.95 | 13.40 | 2.81 |
| 2022-12-31 | 1,300,407 | 1,119,164 | 832,223 | 0.90 | 12.35 | 2.93 |
| 2023-03-31 | 1,296,700 | 1,118,274 | 825,450 | 0.91 | 11.33 | 3.07 |
| 2023-06-30 | 1,335,520 | 1,074,507 | 863,310 | 0.89 | 11.06 | 2.96 |
| 2023-09-30 | 1,357,530 | 1,041,835 | 881,503 | 0.79 | 9.75 | 2.89 |
| 2023-12-31 | 1,322,032 | 987,064 | 904,843 | 0.76 | 9.21 | 2.89 |
| 2024-03-31 | 1,213,388 | 1,005,546 | 915,619 | 0.86 | 9.34 | 3.41 |
| 2024-06-30 | 1,167,225 | 994,370 | 952,811 | 1.07 | 11.21 | 3.73 |
| 2024-09-30 | 1,173,685 | 1,003,113 | 959,074 | 1.10 | 11.28 | 3.83 |
| 2024-12-31 | 1,163,911 | 1,004,381 | 972,343 | 1.10 | 11.18 | 3.93 |
| 2025-03-31 | 1,186,866 | 1,054,680 | 963,929 | 1.39 | 13.29 | 4.35 |
| 2025-06-30 | 1,180,502 | 1,035,582 | 980,320 | 1.43 | 13.55 | 4.46 |
| 2025-09-30 | 1,206,726 | 1,048,766 | 1,009,411 | 1.46 | 13.89 | 4.53 |
| 2025-12-31 | 1,199,730 | 1,036,107 | 1,012,172 | 1.48 | 13.96 | 4.61 |
| 2026-03-31 | 1,221,231 | 1,079,874 | 968,711 | 1.60 | 14.70 | 4.55 |
| 2026-06-30 | 1,184,557 | 1,025,868 | 983,657 | 1.63 | 14.90 | 4.68 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-10-17 | 1 | 215354 | 613558 |
| 1990-11-10 | 50 | 31675 | 613558 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.