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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

MOODY NATIONAL BANK

FDIC #3210 · TX · period 20260630

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Total assets1,043,534+1.09% YoY

Total deposits886,176+2.35% YoY

Net loans and leases531,814-24.77% YoY

Return on assets1.09%-26.37% YoY

Return on equity9.53%-9.84% YoY

Net interest margin3.30%-16.13% YoY

Peer position

Return on assets28thopportunity · n=902

Return on equity15thopportunity · n=894

Net interest margin34thin line · n=902

Equity to assets91ststrength · n=894

Noncurrent loans26thopportunity · n=887

Liquid assets63rdin line · n=895

Brokered deposits50thin line · n=890

Loans to deposits54thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,043,534	886,176	531,814	1.09	9.53	3.30
2016-06-30	1,001,599	841,954	569,422	1.01	8.52	3.33
2017-12-31	1,041,072	890,398	672,004	1.03	7.55	3.87
2018-03-31	1,029,812	878,480	681,872	1.50	11.01	3.77
2018-09-30	1,032,239	865,843	706,916	1.49	10.57	3.93
2018-12-31	1,000,208	836,958	715,245	1.49	10.43	3.99
2019-03-31	1,037,763	855,695	753,153	1.80	11.79	4.20
2019-06-30	1,041,793	870,807	786,336	1.66	10.76	4.15
2019-09-30	1,194,766	1,018,285	775,661	1.55	10.26	3.98
2019-12-31	1,188,927	1,009,797	793,678	1.47	9.80	3.93
2020-03-31	1,223,366	1,043,931	793,918	1.24	8.64	3.59
2020-06-30	1,327,247	1,129,199	872,163	1.17	8.27	3.51
2020-09-30	1,420,322	1,214,729	885,287	1.11	7.98	3.41
2020-12-31	1,395,233	1,191,818	841,419	1.08	7.76	3.40
2021-03-31	1,452,869	1,244,861	826,125	1.03	7.56	3.05
2021-06-30	1,545,495	1,336,516	855,420	1.07	8.06	3.06
2021-09-30	1,552,643	1,340,137	866,304	1.13	8.55	3.09
2021-12-31	1,614,399	1,403,095	856,164	1.22	9.27	3.03
2022-03-31	1,754,090	1,558,356	842,147	1.17	9.97	2.90
2022-06-30	1,622,747	1,453,377	912,008	1.27	11.35	3.08
2022-09-30	1,656,711	1,352,759	998,449	1.38	12.69	3.35
2022-12-31	1,605,411	1,424,087	1,029,028	1.30	11.94	3.29
2023-03-31	1,746,059	1,465,732	1,081,848	1.27	11.86	2.94
2023-06-30	1,691,594	1,444,490	1,110,703	1.19	11.01	2.77
2023-09-30	1,685,602	1,431,089	1,139,740	1.12	10.41	2.78
2023-12-31	1,700,157	1,460,477	1,143,931	0.97	8.81	2.61
2024-03-31	1,680,002	1,426,749	1,157,172	0.69	5.85	2.49
2024-06-30	1,678,250	1,398,633	1,175,856	0.67	5.63	2.60
2024-09-30	1,745,527	1,490,165	1,173,256	0.59	4.96	2.55
2024-12-31	1,672,692	1,443,373	1,198,707	-1.15	-9.83	2.64
2025-03-31	1,637,846	1,423,879	1,167,693	0.85	7.67	2.89
2025-06-30	1,632,489	1,411,215	1,161,430	0.98	8.71	2.97
2025-09-30	1,612,459	1,396,327	1,129,224	1.29	11.04	2.98
2025-12-31	1,567,423	1,345,934	1,071,421	1.22	10.09	3.05
2026-03-31	1,507,059	1,282,742	1,093,818	0.77	5.44	3.34
2026-06-30	1,543,622	1,314,779	1,119,567	0.96	6.77	3.44

Structure and branch footprint

14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1988-03-11	1	803359	253356

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.