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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 42,872,000 | 36,599,000 | 29,611,000 | 0.82 | 7.88 | 2.04 |
| 2016-06-30 | 46,604,000 | 39,491,000 | 32,291,000 | 0.90 | 8.45 | 2.06 |
| 2016-09-30 | 52,063,000 | 45,076,000 | 35,226,000 | 0.91 | 8.65 | 2.09 |
| 2016-12-31 | 52,958,000 | 45,729,000 | 38,798,000 | 0.94 | 9.00 | 2.15 |
| 2017-03-31 | 53,504,000 | 45,321,000 | 40,532,000 | 1.09 | 10.32 | 2.40 |
| 2017-06-30 | 60,560,000 | 49,564,000 | 44,258,000 | 1.11 | 10.79 | 2.41 |
| 2017-09-30 | 64,103,000 | 55,771,000 | 46,119,000 | 1.13 | 11.24 | 2.41 |
| 2017-12-31 | 65,127,000 | 57,022,000 | 48,460,000 | 1.08 | 10.89 | 2.42 |
| 2018-03-31 | 66,109,000 | 57,684,000 | 49,516,000 | 1.41 | 14.76 | 2.48 |
| 2018-06-30 | 69,628,000 | 61,295,000 | 51,308,000 | 1.41 | 14.73 | 2.45 |
| 2018-09-30 | 70,415,000 | 61,369,000 | 52,807,000 | 1.43 | 14.86 | 2.48 |
| 2018-12-31 | 75,169,000 | 65,920,000 | 54,765,000 | 1.45 | 15.09 | 2.49 |
| 2019-03-31 | 73,452,000 | 65,456,000 | 54,485,000 | 1.59 | 16.08 | 2.56 |
| 2019-06-30 | 75,554,000 | 67,254,000 | 57,046,000 | 1.59 | 15.72 | 2.51 |
| 2019-09-30 | 78,786,000 | 69,776,000 | 59,959,000 | 1.55 | 15.20 | 2.47 |
| 2019-12-31 | 83,036,000 | 74,026,000 | 63,675,000 | 1.53 | 15.23 | 2.43 |
| 2020-03-31 | 106,390,000 | 97,494,000 | 67,066,000 | 1.22 | 14.02 | 2.03 |
| 2020-06-30 | 102,525,000 | 93,901,000 | 69,595,000 | 1.16 | 13.78 | 1.97 |
| 2020-09-30 | 110,164,000 | 97,147,000 | 75,162,000 | 1.16 | 14.13 | 1.91 |
| 2020-12-31 | 119,908,000 | 107,259,000 | 81,171,000 | 1.12 | 14.19 | 1.87 |
| 2021-03-31 | 126,864,000 | 107,705,000 | 87,384,000 | 1.14 | 16.88 | 1.76 |
| 2021-06-30 | 135,856,000 | 108,790,000 | 95,900,000 | 1.11 | 16.19 | 1.76 |
| 2021-09-30 | 144,423,000 | 115,444,000 | 102,270,000 | 1.11 | 16.15 | 1.76 |
| 2021-12-31 | 154,830,000 | 125,670,000 | 109,768,000 | 1.12 | 16.44 | 1.77 |
| 2022-03-31 | 203,508,000 | 186,450,000 | 119,127,000 | 1.10 | 14.18 | 1.61 |
| 2022-06-30 | 199,887,000 | 182,630,000 | 126,179,000 | 1.18 | 15.03 | 1.74 |
| 2022-09-30 | 194,944,000 | 177,171,000 | 128,898,000 | 1.26 | 15.79 | 1.88 |
| 2022-12-31 | 209,664,000 | 192,265,000 | 129,708,000 | 1.30 | 16.41 | 1.92 |
| 2023-03-31 | 195,667,000 | 177,295,000 | 128,526,000 | 1.34 | 16.57 | 2.01 |
| 2023-06-30 | 197,215,000 | 179,781,000 | 129,843,000 | 1.27 | 15.75 | 1.93 |
| 2023-09-30 | 198,523,000 | 180,073,000 | 132,399,000 | 1.20 | 14.78 | 1.99 |
| 2023-12-31 | 203,313,000 | 185,329,000 | 133,340,000 | 1.09 | 13.52 | 1.92 |
| 2024-03-31 | 202,824,000 | 184,259,000 | 134,481,000 | 1.01 | 12.69 | 1.68 |
| 2024-06-30 | 207,569,000 | 188,563,000 | 138,018,000 | 1.01 | 12.55 | 1.68 |
| 2024-09-30 | 210,223,000 | 190,353,000 | 142,477,000 | 0.99 | 12.27 | 1.65 |
| 2024-12-31 | 221,306,000 | 199,211,000 | 146,451,000 | 0.98 | 12.26 | 1.66 |
| 2025-03-31 | 223,785,000 | 203,572,000 | 149,619,000 | 1.02 | 13.05 | 1.72 |
| 2025-06-30 | 235,034,000 | 212,449,000 | 155,833,000 | 1.04 | 13.63 | 1.71 |
| 2025-09-30 | 240,201,000 | 213,792,000 | 160,854,000 | 1.07 | 13.99 | 1.70 |
| 2025-12-31 | 254,706,000 | 222,599,000 | 174,033,000 | 1.10 | 14.69 | 1.73 |
| 2026-03-31 | 241,388,000 | 205,802,000 | 177,956,000 | 1.19 | 16.40 | 1.84 |
| 2026-06-30 | 250,425,000 | 211,668,000 | 186,876,000 | 1.14 | 16.07 | 1.81 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-01-01 | 1 | 370271 | 2489805 |
| 2022-01-01 | 1 | 3441677 | 2489805 |
| 2011-07-15 | 1 | 3184460 | 2489805 |
| 2011-06-01 | 1 | 2063054 | 2489805 |
| 1996-08-10 | 50 | 845975 | 2489805 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.